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Single Family ResidentialResidential
$145,711$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 35How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

314 2ND ST

LERNA, IL 62440
2
Beds
1
Baths
1,323 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1877
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$146K
$51K low$240K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,180 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,763 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,670
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,093
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,361
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$74,289

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
19
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCOLES
Lot (acres)The size of the land the home sits on, from county records.0.34
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Carl Sandburg Elementary SchoolB-
Elementary · Grades 1–3 · 6.4 mi
H
Charleston High SchoolD+
High · Grades 9–12 · 7.9 mi
M
Charleston Middle SchoolC
Middle · Grades 7–8 · 8.0 mi

District: Charleston Community Unit School District 1

Neighborhood · ZIP 62440These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,638
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,158
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,379
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

314 2nd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Lerna 62440
  • Costs less per square foot than 70% of homes in Lerna 62440
  • Has a smaller lot than 78% of homes in Lerna 62440
  • Older than 98% of homes in Coles County

What homes are worth in Lerna 62440

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$699K

This home is worth more than 31% of homes in Lerna 62440.

How it measures up in Lerna 62440

The dot is this home. The mark in the middle is the typical home in Lerna 62440.

Estimated value$145,711
CheaperTypical $206,476Pricier

Pricier than 31% of homes nearby

Price per ft²$110
CheaperTypical $138Pricier

Pricier than 30% of homes nearby

Living area1,323 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.34 ac
SmallerTypical 2 acBigger

Bigger than 22% of homes nearby

Year built1877
OlderTypical 1970Newer

Newer than 7% of homes nearby

How 314 2nd St ranks against every home in each area.
MeasureThis homeLerna 62440Coles County
Estimated valuepricier than$145,71131% of homes51% of homes
Price per ft²pricier than$11030% of homes57% of homes
Living areabigger than1,323 ft²41% of homes43% of homes
Lot sizebigger than0.34 ac22% of homes61% of homes
Year builtnewer than18777% of homes2% of homes

About 314 2nd St

How much is 314 2nd St, Lerna, IL worth?

The TopHap Estimate for 314 2nd St, Lerna, IL is $145,711 as of Sep 24, 2026. The likely range is $51,033 to $240,389. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 314 2nd St, Lerna, IL last sell?

314 2nd St, Lerna, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 314 2nd St, Lerna, IL?

314 2nd St, Lerna, IL has 2 bedrooms, 1 bathrooms, 1,323 square feet of living space and a 0.34-acre lot.

When was 314 2nd St, Lerna, IL built?

314 2nd St, Lerna, IL was built in 1877, making it 149 years old. The building has 1 story.

What schools serve 314 2nd St, Lerna, IL?

314 2nd St, Lerna, IL is assigned to Carl Sandburg Elementary School (elementary), rated B-; Charleston High School (high), rated D+; Charleston Middle School (middle), rated C. All sit in Charleston Community Unit School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 314 2nd St, Lerna, IL compare to other homes in Lerna 62440?

Among the 589 homes in Lerna 62440, it is worth more than 31% of them ($145,711 against a typical $206,476), its price per square foot is higher than 30% of them ($110 against a typical $138), it is bigger than 41% of them (1,323 ft² against a typical 1,440 ft²), its lot is bigger than 22% of them (0.34 ac against a typical 2 ac) and it is newer than 7% of them (1877 against a typical 1970). Measured against all of Coles County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 314 2nd St, Lerna, IL?

The 2025 property tax bill for 314 2nd St, Lerna, IL was $1,180. The county assessed it at $24,763.

Closest homes

More homes in Lerna 62440

Assigned schools

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