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Single Family ResidenceResidential
$88,274$76 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

314 N CROSS ST

WAVELAND, IN 47989
3
Beds
1
Baths
1,168 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$88K
$51K low$125K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$289 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$16,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.115 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²Porch · 208 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Southmont Jr High SchoolA
Middle · Grades 6–8 · 8.8 mi
H
Southmont Sr High School
High · Grades 9–12 · 8.8 mi

District: South Montgomery Community School Corporation

Neighborhood · ZIP 47989These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,361
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,656
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,711
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

314 N Cross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Montgomery County
  • Costs less per square foot than 95% of homes in Montgomery County
  • Smaller than 80% of homes in Waveland 47989
  • Has a smaller lot than 72% of homes in Waveland 47989
  • Older than 65% of homes in Montgomery County

What homes are worth in Waveland 47989

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$662K

This home is worth more than 7% of homes in Waveland 47989.

How it measures up in Waveland 47989

The dot is this home. The mark in the middle is the typical home in Waveland 47989.

Estimated value$88,274
CheaperTypical $182,970Pricier

Pricier than 7% of homes nearby

Price per ft²$76
CheaperTypical $109Pricier

Pricier than 18% of homes nearby

Living area1,168 ft²
SmallerTypical 1,712 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.41 ac
SmallerTypical 1.19 acBigger

Bigger than 28% of homes nearby

Year built1956
OlderTypical 1967Newer

Newer than 44% of homes nearby

How 314 N Cross St ranks against every home in each area.
MeasureThis homeWaveland 47989Montgomery County
Estimated valuepricier than$88,2747% of homes3% of homes
Price per ft²pricier than$7618% of homes5% of homes
Living areabigger than1,168 ft²20% of homes22% of homes
Lot sizebigger than0.41 ac28% of homes45% of homes
Year builtnewer than195644% of homes35% of homes

About 314 N Cross St

How much is 314 N Cross St, Waveland, IN worth?

The TopHap Estimate for 314 N Cross St, Waveland, IN is $88,274 as of Oct 21, 2026. The likely range is $51,272 to $125,276. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 314 N Cross St, Waveland, IN last sell?

314 N Cross St, Waveland, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 314 N Cross St, Waveland, IN?

314 N Cross St, Waveland, IN has 3 bedrooms, 1 bathrooms, 1,168 square feet of living space and a 0.41-acre lot.

When was 314 N Cross St, Waveland, IN built?

314 N Cross St, Waveland, IN was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 314 N Cross St, Waveland, IN?

314 N Cross St, Waveland, IN is assigned to Southmont Jr High School (middle), rated A; Southmont Sr High School (high). All sit in South Montgomery Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 314 N Cross St, Waveland, IN compare to other homes in Waveland 47989?

Among the 550 homes in Waveland 47989, it is worth more than 7% of them ($88,274 against a typical $182,970), its price per square foot is higher than 18% of them ($76 against a typical $109), it is bigger than 20% of them (1,168 ft² against a typical 1,712 ft²), its lot is bigger than 28% of them (0.41 ac against a typical 1.19 ac) and it is newer than 44% of them (1956 against a typical 1967). Measured against all of Montgomery County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 314 N Cross St, Waveland, IN?

The 2025 property tax bill for 314 N Cross St, Waveland, IN was $289. The county assessed it at $16,000.

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