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Single Family ResidenceResidential
$49,664$38 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

314 S COMMERCIAL ST

TEMPLE, OK 73568
3
Beds
1
Baths
1,324 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,550 ft²
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$50K
$37K low$62K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$272 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,116 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$86
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,030
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,968
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$32,702

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCOTTON
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Window A/C
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 135 ft²Patio · 864 ft²Porch · 269 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Temple High SchoolC-
High · Grades 9–12 · 0.1 mi
E
Temple Elementary SchoolD
Elementary · Grades PK–8 · 0.2 mi

District: Temple Public Schools

Neighborhood · ZIP 73568These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.595
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$36,424
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,398
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

314 S Commercial St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Cotton County
  • Costs less per square foot than 92% of homes in Cotton County
  • Has a smaller lot than 66% of homes in Cotton County
  • Older than 69% of homes in Cotton County

What homes are worth in Temple 73568

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$266K

This home is worth more than 36% of homes in Temple 73568.

How it measures up in Temple 73568

The dot is this home. The mark in the middle is the typical home in Temple 73568.

Estimated value$49,664
CheaperTypical $64,336Pricier

Pricier than 36% of homes nearby

Price per ft²$38
CheaperTypical $48Pricier

Pricier than 21% of homes nearby

Living area1,324 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 46% of homes nearby

Lot size3,550 ft²
SmallerTypical 3,528 ft²Bigger

Bigger than 63% of homes nearby

Year built1940
OlderTypical 1959Newer

Newer than 39% of homes nearby

How 314 S Commercial St ranks against every home in each area.
MeasureThis homeTemple 73568Cotton County
Estimated valuepricier than$49,66436% of homes15% of homes
Price per ft²pricier than$3821% of homes8% of homes
Living areabigger than1,324 ft²46% of homes38% of homes
Lot sizebigger than3,550 ft²63% of homes34% of homes
Year builtnewer than194039% of homes31% of homes

About 314 S Commercial St

How much is 314 S Commercial St, Temple, OK worth?

The TopHap Estimate for 314 S Commercial St, Temple, OK is $49,664 as of Aug 30, 2026. The likely range is $36,924 to $62,404. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 314 S Commercial St, Temple, OK last sell?

314 S Commercial St, Temple, OK last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 314 S Commercial St, Temple, OK?

314 S Commercial St, Temple, OK has 3 bedrooms, 1 bathrooms, 1,324 square feet of living space and a 0.08-acre lot.

When was 314 S Commercial St, Temple, OK built?

314 S Commercial St, Temple, OK was built in 1940, making it 86 years old. It is a traditional/old home. The building has 1 story.

What schools serve 314 S Commercial St, Temple, OK?

314 S Commercial St, Temple, OK is assigned to Temple High School (high), rated C-; Temple Elementary School (elementary), rated D. All sit in Temple Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 314 S Commercial St, Temple, OK compare to other homes in Temple 73568?

Among the 508 homes in Temple 73568, it is worth more than 36% of them ($49,664 against a typical $64,336), its price per square foot is higher than 21% of them ($38 against a typical $48), it is bigger than 46% of them (1,324 ft² against a typical 1,368 ft²), its lot is bigger than 63% of them (3,550 ft² against a typical 3,528 ft²) and it is newer than 39% of them (1940 against a typical 1959). Measured against all of Cotton County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 314 S Commercial St, Temple, OK?

The 2025 property tax bill for 314 S Commercial St, Temple, OK was $272. The county assessed it at $3,116.

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