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CondominiumResidential
$209,363$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3148 CLOVERPLACE DR

PALM HARBOR, FL 34684
0
Baths
950 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$209K
$195K low$224K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$664 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,798 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,915
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$212,986

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyPinellas
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Average

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Highland Lakes ElementaryC+
Elementary · Grades PK–5 · 0.8 mi
M
Carwise Middle SchoolB
Middle · Grades 6–8 · 1.3 mi
H
Palm Harbor University HighA-
High · Grades 9–12 · 2.4 mi

District: Pinellas County School District

Neighborhood · ZIP 34684These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.27,227
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,495 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,861
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,442
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3148 Cloverplace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Pinellas County
  • Costs less per square foot than 72% of homes in Pinellas County
  • Smaller than 82% of homes in Palm Harbor 34684
  • Newer than 74% of homes in Pinellas County

What homes are worth in Palm Harbor 34684

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$860K

This home is worth more than 18% of homes in Palm Harbor 34684.

How it measures up in Palm Harbor 34684

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34684.

Estimated value$209,363
CheaperTypical $323,292Pricier

Pricier than 18% of homes nearby

Price per ft²$220
CheaperTypical $242Pricier

Pricier than 34% of homes nearby

Living area950 ft²
SmallerTypical 1,322 ft²Bigger

Bigger than 18% of homes nearby

Year built1984
OlderTypical 1984Newer

Newer than 57% of homes nearby

How 3148 Cloverplace Dr ranks against every home in each area.
MeasureThis homeCloverplacePalm Harbor 34684Pinellas County
Estimated valuepricier than$209,36338% of homes18% of homes15% of homes
Price per ft²pricier than$22045% of homes34% of homes28% of homes
Living areabigger than950 ft²66% of homes18% of homes19% of homes
Year builtnewer than198465% of homes57% of homes74% of homes

About 3148 Cloverplace Dr

How much is 3148 Cloverplace Dr, Palm Harbor, FL worth?

The TopHap Estimate for 3148 Cloverplace Dr, Palm Harbor, FL is $209,363 as of Aug 30, 2026. The likely range is $194,995 to $223,731. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When was 3148 Cloverplace Dr, Palm Harbor, FL built?

3148 Cloverplace Dr, Palm Harbor, FL was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 3148 Cloverplace Dr, Palm Harbor, FL?

3148 Cloverplace Dr, Palm Harbor, FL is assigned to Highland Lakes Elementary (elementary), rated C+; Carwise Middle School (middle), rated B; Palm Harbor University High (high), rated A-. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3148 Cloverplace Dr, Palm Harbor, FL compare to other homes in Palm Harbor 34684?

Among the 12,635 homes in Palm Harbor 34684, it is worth more than 18% of them ($209,363 against a typical $323,292), its price per square foot is higher than 34% of them ($220 against a typical $242), it is bigger than 18% of them (950 ft² against a typical 1,322 ft²) and it is newer than 57% of them (1984 against a typical 1984). Measured against all of Pinellas County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3148 Cloverplace Dr, Palm Harbor, FL?

The 2025 property tax bill for 3148 Cloverplace Dr, Palm Harbor, FL was $664. The county assessed it at $66,798.

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