Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$400,273$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3148 S RIVER WAY

STRATFORD, IA 50249
3
Beds
2
Baths
2,487 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$400K
$313K low$487K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$383,516
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$306,813
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.4%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,757
AMES COMMUNITY BANK · recorded Nov 3, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,252 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$408,340 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$386,040
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$382,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$408,340

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyWEBSTER
Lot (acres)The size of the land the home sits on, from county records.10.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 457 ft²Patio · 457 ft²Porch · 528 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stratford Elementary SchoolB-
Elementary · Grades KG–6 · 4.5 mi
H
Webster City High SchoolD+
High · Grades 9–12 · 18.4 mi
M
Webster City Middle SchoolA-
Middle · Grades 5–8 · 18.7 mi

District: Webster City Community School District

Neighborhood · ZIP 50249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,318
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,768
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,424
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3148 S River Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Webster County
  • Costs more per square foot than 76% of homes in Webster County
  • Bigger than 95% of homes in Stratford 50249
  • Has a bigger lot than 96% of homes in Webster County
  • Newer than 93% of homes in Webster County

What homes are worth in Stratford 50249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$556K

This home is worth more than 86% of homes in Stratford 50249.

How it measures up in Stratford 50249

The dot is this home. The mark in the middle is the typical home in Stratford 50249.

Estimated value$400,273
CheaperTypical $194,375Pricier

Pricier than 86% of homes nearby

Price per ft²$161
CheaperTypical $137Pricier

Pricier than 58% of homes nearby

Living area2,487 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 95% of homes nearby

Lot size10.5 ac
SmallerTypical 1.38 acBigger

Bigger than 85% of homes nearby

Year built2001
OlderTypical 1932Newer

Newer than 86% of homes nearby

How 3148 S River Way ranks against every home in each area.
MeasureThis homeStratford 50249Webster County
Estimated valuepricier than$400,27386% of homes96% of homes
Price per ft²pricier than$16158% of homes76% of homes
Living areabigger than2,487 ft²95% of homes95% of homes
Lot sizebigger than10.5 ac85% of homes96% of homes
Year builtnewer than200186% of homes93% of homes

About 3148 S River Way

How much is 3148 S River Way, Stratford, IA worth?

The TopHap Estimate for 3148 S River Way, Stratford, IA is $400,273 as of Jul 14, 2026. The likely range is $313,497 to $487,049. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3148 S River Way, Stratford, IA last sell?

3148 S River Way, Stratford, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3148 S River Way, Stratford, IA?

3148 S River Way, Stratford, IA has 3 bedrooms, 2 bathrooms, 2,487 square feet of living space and a 10.50-acre lot.

When was 3148 S River Way, Stratford, IA built?

3148 S River Way, Stratford, IA was built in 2001, making it 25 years old. It is a a-frame home. The building has 2 stories.

What schools serve 3148 S River Way, Stratford, IA?

3148 S River Way, Stratford, IA is assigned to Stratford Elementary School (elementary), rated B-; Webster City High School (high), rated D+; Webster City Middle School (middle), rated A-. All sit in Webster City Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3148 S River Way, Stratford, IA compare to other homes in Stratford 50249?

Among the 564 homes in Stratford 50249, it is worth more than 86% of them ($400,273 against a typical $194,375), its price per square foot is higher than 58% of them ($161 against a typical $137), it is bigger than 95% of them (2,487 ft² against a typical 1,512 ft²), its lot is bigger than 85% of them (10.5 ac against a typical 1.38 ac) and it is newer than 86% of them (2001 against a typical 1932). Measured against all of Webster County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3148 S River Way, Stratford, IA?

The 2025 property tax bill for 3148 S River Way, Stratford, IA was $4,252. The county assessed it at $408,340.

Closest homes

More homes in Stratford 50249

Assigned schools

Explore the area

See this home in context

Open 3148 S River Way on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map