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Single Family ResidenceResidential
$126,109
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $144,000 on Aug 1, 2023

315 MERRIAM AVE S

THIEF RIVER FALLS, MN 56701
0
Baths

Valuation

$126K
$120K low$133K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$144,000 · Aug 1, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$10,909
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$8,727
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$115,200
NORTHERN STATE BANK OF THIEF RIVER · recorded Aug 1, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,390 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$113,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$113,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$113,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPennington

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Franklin Middle SchoolC+
Middle · Grades 6–8 · 0.3 mi
H
Lincoln Senior High SchoolC
High · Grades 9–12 · 0.8 mi
E
Challenger Elementary SchoolC+
Elementary · Grades PK–5 · 1.4 mi

District: Thief River Falls School District

Neighborhood · ZIP 56701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.6

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.11,683
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,770
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,915
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.22 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

315 Merriam Ave S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Thief River Falls 56701

What homes are worth in Thief River Falls 56701

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$418K

This home is worth more than 27% of homes in Thief River Falls 56701.

How it measures up in Thief River Falls 56701

The dot is this home. The mark in the middle is the typical home in Thief River Falls 56701.

Estimated value$126,109
CheaperTypical $171,789Pricier

Pricier than 27% of homes nearby

How 315 Merriam Ave S ranks against every home in each area.
MeasureThis homeThief River Falls 56701
Estimated valuepricier than$126,10927% of homes

About 315 Merriam Ave S

How much is 315 Merriam Ave S, Thief River Falls, MN worth?

The TopHap Estimate for 315 Merriam Ave S, Thief River Falls, MN is $126,109 as of Jul 14, 2026. The likely range is $119,643 to $132,575. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 315 Merriam Ave S, Thief River Falls, MN last sell?

315 Merriam Ave S, Thief River Falls, MN last sold on Aug 1, 2023 for $144,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

What schools serve 315 Merriam Ave S, Thief River Falls, MN?

315 Merriam Ave S, Thief River Falls, MN is assigned to Franklin Middle School (middle), rated C+; Lincoln Senior High School (high), rated C; Challenger Elementary School (elementary), rated C+. All sit in Thief River Falls School District. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 315 Merriam Ave S, Thief River Falls, MN?

The 2024 property tax bill for 315 Merriam Ave S, Thief River Falls, MN was $1,390. The county assessed it at $113,200.

Closest homes

More homes in Thief River Falls 56701

Assigned schools

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