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Single Family ResidenceResidential
$198,223$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

315 RIVER MOUNTAIN DR

PINEY CREEK, NC 28663
3
Beds
2
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$198K
$146K low$250K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,450 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$204,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$94,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$204,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$204,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
93
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyALLEGHANY
Lot (acres)The size of the land the home sits on, from county records.0.94
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Window A/C
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 150 ft²Patio · 400 ft²

Neighborhood · ZIP 28663These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.496
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,257
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,215
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

315 River Mountain Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Piney Creek 28663
  • Costs less per square foot than 76% of homes in Piney Creek 28663
  • Smaller than 66% of homes in Piney Creek 28663
  • Has a smaller lot than 68% of homes in Piney Creek 28663
  • Older than 67% of homes in Piney Creek 28663

What homes are worth in Piney Creek 28663

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$810K

This home is worth more than 24% of homes in Piney Creek 28663.

How it measures up in Piney Creek 28663

The dot is this home. The mark in the middle is the typical home in Piney Creek 28663.

Estimated value$198,223
CheaperTypical $318,174Pricier

Pricier than 24% of homes nearby

Price per ft²$138
CheaperTypical $180Pricier

Pricier than 24% of homes nearby

Living area1,440 ft²
SmallerTypical 1,764 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.94 ac
SmallerTypical 1.39 acBigger

Bigger than 32% of homes nearby

Year built1986
OlderTypical 1998Newer

Newer than 33% of homes nearby

How 315 River Mountain Dr ranks against every home in each area.
MeasureThis homePiney Creek 28663Alleghany County
Estimated valuepricier than$198,22324% of homes38% of homes
Price per ft²pricier than$13824% of homes39% of homes
Living areabigger than1,440 ft²34% of homes43% of homes
Lot sizebigger than0.94 ac32% of homes38% of homes
Year builtnewer than198633% of homes53% of homes

About 315 River Mountain Dr

How much is 315 River Mountain Dr, Piney Creek, NC worth?

The TopHap Estimate for 315 River Mountain Dr, Piney Creek, NC is $198,223 as of Sep 24, 2026. The likely range is $146,032 to $250,414. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 315 River Mountain Dr, Piney Creek, NC last sell?

315 River Mountain Dr, Piney Creek, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 315 River Mountain Dr, Piney Creek, NC?

315 River Mountain Dr, Piney Creek, NC has 3 bedrooms, 2 bathrooms, 1,440 square feet of living space and a 0.94-acre lot.

When was 315 River Mountain Dr, Piney Creek, NC built?

315 River Mountain Dr, Piney Creek, NC was built in 1986, making it 40 years old. It is a cottage home. The building has 1 story.

How does 315 River Mountain Dr, Piney Creek, NC compare to other homes in Piney Creek 28663?

Among the 718 homes in Piney Creek 28663, it is worth more than 24% of them ($198,223 against a typical $318,174), its price per square foot is higher than 24% of them ($138 against a typical $180), it is bigger than 34% of them (1,440 ft² against a typical 1,764 ft²), its lot is bigger than 32% of them (0.94 ac against a typical 1.39 ac) and it is newer than 33% of them (1986 against a typical 1998). Measured against all of Alleghany County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 315 River Mountain Dr, Piney Creek, NC?

The 2026 property tax bill for 315 River Mountain Dr, Piney Creek, NC was $1,450. The county assessed it at $204,200.

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