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Single Family ResidenceResidential
$1,196,371$269 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,200,000 on Oct 30, 2025

315 RUTGERS AVE

SWARTHMORE, PA 19081
5
Beds
3.5
Baths
4,448 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.82 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.2M
$1.1M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,200,000 · Oct 30, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$236,371
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$189,097
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$960,000
PHILADELPHIA MORTGAGE ADVISORS INC · recorded Oct 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$26,044 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$667,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$161,930
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$505,170
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$667,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$667,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyDELAWARE
Lot (acres)The size of the land the home sits on, from county records.0.82
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swarthmore-rutledge SchoolA+
Elementary · Grades KG–5 · 0.7 mi
M
Strath Haven Middle SchoolA+
Middle · Grades 6–8 · 1.2 mi
H
Strath Haven High SchoolA
High · Grades 9–12 · 1.3 mi

District: Wallingford-Swarthmore School District

Neighborhood · ZIP 19081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,528
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,245 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,187
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$160,591
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

315 Rutgers Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Swarthmore 19081
  • Costs less per square foot than 71% of homes in Swarthmore
  • Bigger than 97% of homes in Swarthmore 19081
  • Has a bigger lot than 98% of homes in Swarthmore 19081
  • Newer than 68% of homes in Swarthmore

What homes are worth in Swarthmore 19081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$1.4M

This home is worth more than 95% of homes in Swarthmore 19081.

How it measures up in Swarthmore 19081

The dot is this home. The mark in the middle is the typical home in Swarthmore 19081.

Estimated value$1,196,371
CheaperTypical $572,189Pricier

Pricier than 95% of homes nearby

Price per ft²$269
CheaperTypical $281Pricier

Pricier than 46% of homes nearby

Living area4,448 ft²
SmallerTypical 1,800 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.82 ac
SmallerTypical 0.22 acBigger

Bigger than 98% of homes nearby

Year built1952
OlderTypical 1952Newer

Newer than 51% of homes nearby

How 315 Rutgers Ave ranks against every home in each area.
MeasureThis homeSwarthmoreSwarthmore 19081Delaware County
Estimated valuepricier than$1,196,37192% of homes95% of homes95% of homes
Price per ft²pricier than$26929% of homes46% of homes64% of homes
Living areabigger than4,448 ft²95% of homes97% of homes96% of homes
Lot sizebigger than0.82 ac97% of homes98% of homes91% of homes
Year builtnewer than195268% of homes51% of homes56% of homes

About 315 Rutgers Ave

How much is 315 Rutgers Ave, Swarthmore, PA worth?

The TopHap Estimate for 315 Rutgers Ave, Swarthmore, PA is $1,196,371 as of Jul 14, 2026. The likely range is $1,072,133 to $1,320,608. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 315 Rutgers Ave, Swarthmore, PA last sell?

315 Rutgers Ave, Swarthmore, PA last sold on Oct 30, 2025 for $1,200,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 315 Rutgers Ave, Swarthmore, PA?

315 Rutgers Ave, Swarthmore, PA has 5 bedrooms, 3.5 bathrooms, 4,448 square feet of living space and a 0.82-acre lot.

When was 315 Rutgers Ave, Swarthmore, PA built?

315 Rutgers Ave, Swarthmore, PA was built in 1952, making it 74 years old. It is a conventional home. The building has 1 story.

What schools serve 315 Rutgers Ave, Swarthmore, PA?

315 Rutgers Ave, Swarthmore, PA is assigned to Swarthmore-rutledge School (elementary), rated A+; Strath Haven Middle School (middle), rated A+; Strath Haven High School (high), rated A. All sit in Wallingford-Swarthmore School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 315 Rutgers Ave, Swarthmore, PA compare to other homes in Swarthmore 19081?

Among the 3,261 homes in Swarthmore 19081, it is worth more than 95% of them ($1,196,371 against a typical $572,189), its price per square foot is higher than 46% of them ($269 against a typical $281), it is bigger than 97% of them (4,448 ft² against a typical 1,800 ft²), its lot is bigger than 98% of them (0.82 ac against a typical 0.22 ac) and it is newer than 51% of them (1952 against a typical 1952). Measured against all of Delaware County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 315 Rutgers Ave, Swarthmore, PA?

The 2026 property tax bill for 315 Rutgers Ave, Swarthmore, PA was $26,044. The county assessed it at $667,100.

Closest homes

More homes in Swarthmore 19081

Assigned schools

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