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Single Family ResidenceResidential
$603,073$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

31551 RAMSAY LN

WESTOVER, MD 21871
2.5
Baths
2,762 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$603K
$348K low$858K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,601 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$967,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$871,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,063,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.38 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySOMERSET
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 608 ft²Porch · 286 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: Somerset County Public Schools

Neighborhood · ZIP 21871These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.4,865
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,844
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,249
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31551 Ramsay Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Somerset County
  • Costs more per square foot than 89% of homes in Somerset County
  • Bigger than 93% of homes in Somerset County
  • Has a bigger lot than 75% of homes in Somerset County
  • Newer than 95% of homes in Somerset County

What homes are worth in Westover 21871

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$754K

This home is worth more than 96% of homes in Westover 21871.

How it measures up in Westover 21871

The dot is this home. The mark in the middle is the typical home in Westover 21871.

Estimated value$603,073
CheaperTypical $207,874Pricier

Pricier than 96% of homes nearby

Price per ft²$218
CheaperTypical $137Pricier

Pricier than 86% of homes nearby

Living area2,762 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 92% of homes nearby

Lot size2 ac
SmallerTypical 1.78 acBigger

Bigger than 58% of homes nearby

Year built2015
OlderTypical 1979Newer

Newer than 94% of homes nearby

How 31551 Ramsay Ln ranks against every home in each area.
MeasureThis homeWestover 21871Somerset County
Estimated valuepricier than$603,07396% of homes97% of homes
Price per ft²pricier than$21886% of homes89% of homes
Living areabigger than2,762 ft²92% of homes93% of homes
Lot sizebigger than2 ac58% of homes75% of homes
Year builtnewer than201594% of homes95% of homes

About 31551 Ramsay Ln

How much is 31551 Ramsay Ln, Westover, MD worth?

The TopHap Estimate for 31551 Ramsay Ln, Westover, MD is $603,073 as of Jul 14, 2026. The likely range is $347,799 to $858,347. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31551 Ramsay Ln, Westover, MD last sell?

31551 Ramsay Ln, Westover, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 31551 Ramsay Ln, Westover, MD?

31551 Ramsay Ln, Westover, MD has 2.5 bathrooms, 2,762 square feet of living space and a 2.00-acre lot.

When was 31551 Ramsay Ln, Westover, MD built?

31551 Ramsay Ln, Westover, MD was built in 2015, making it 11 years old. The building has 2 stories.

What schools serve 31551 Ramsay Ln, Westover, MD?

31551 Ramsay Ln, Westover, MD is assigned to Somerset Intermediate School (middle), rated F; Crisfield Academy and High School (high), rated C-; Carter G. Woodson Elementary School (elementary), rated C+. All sit in Somerset County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31551 Ramsay Ln, Westover, MD compare to other homes in Westover 21871?

Among the 1,084 homes in Westover 21871, it is worth more than 96% of them ($603,073 against a typical $207,874), its price per square foot is higher than 86% of them ($218 against a typical $137), it is bigger than 92% of them (2,762 ft² against a typical 1,464 ft²), its lot is bigger than 58% of them (2 ac against a typical 1.78 ac) and it is newer than 94% of them (2015 against a typical 1979). Measured against all of Somerset County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31551 Ramsay Ln, Westover, MD?

The 2025 property tax bill for 31551 Ramsay Ln, Westover, MD was $9,601. The county assessed it at $967,100.

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