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Rural ResidenceResidential
$94,543$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 52How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3157 PUMPKIN RIDGE RD

CLOVERDALE, IN 46120
3
Beds
0
Baths
650 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$95K
$50K low$140K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$324 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$22,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.132 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyOWEN
Lot (acres)The size of the land the home sits on, from county records.6.41
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cloverdale High SchoolB+
High · Grades 9–12 · 4.1 mi
M
Cloverdale Middle SchoolC+
Middle · Grades 5–8 · 4.3 mi
E
Cloverdale Elementary SchoolC+
Elementary · Grades PK–4 · 4.3 mi

District: Cloverdale Community Schools

Neighborhood · ZIP 46120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,454
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,972
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,240
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3157 Pumpkin Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Cloverdale 46120
  • Costs less per square foot than 66% of homes in Cloverdale 46120
  • Smaller than 96% of homes in Cloverdale 46120
  • Has a bigger lot than 78% of homes in Cloverdale 46120
  • Older than 96% of homes in Cloverdale 46120

What homes are worth in Cloverdale 46120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$688K

This home is worth more than 5% of homes in Cloverdale 46120.

How it measures up in Cloverdale 46120

The dot is this home. The mark in the middle is the typical home in Cloverdale 46120.

Estimated value$94,543
CheaperTypical $269,120Pricier

Pricier than 5% of homes nearby

Price per ft²$145
CheaperTypical $167Pricier

Pricier than 34% of homes nearby

Living area650 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 4% of homes nearby

Lot size6.41 ac
SmallerTypical 1.12 acBigger

Bigger than 78% of homes nearby

Year built1930
OlderTypical 1987Newer

Newer than 4% of homes nearby

How 3157 Pumpkin Ridge Rd ranks against every home in each area.
MeasureThis homeCloverdale 46120Owen County
Estimated valuepricier than$94,5435% of homes8% of homes
Price per ft²pricier than$14534% of homes39% of homes
Living areabigger than650 ft²4% of homes7% of homes
Lot sizebigger than6.41 ac78% of homes71% of homes
Year builtnewer than19304% of homes10% of homes

About 3157 Pumpkin Ridge Rd

How much is 3157 Pumpkin Ridge Rd, Cloverdale, IN worth?

The TopHap Estimate for 3157 Pumpkin Ridge Rd, Cloverdale, IN is $94,543 as of Sep 24, 2026. The likely range is $49,568 to $139,518. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3157 Pumpkin Ridge Rd, Cloverdale, IN last sell?

3157 Pumpkin Ridge Rd, Cloverdale, IN last sold on Sep 12, 2008, according to the county's recorded deed.

How big is 3157 Pumpkin Ridge Rd, Cloverdale, IN?

3157 Pumpkin Ridge Rd, Cloverdale, IN has 3 bedrooms, 650 square feet of living space and a 6.41-acre lot.

When was 3157 Pumpkin Ridge Rd, Cloverdale, IN built?

3157 Pumpkin Ridge Rd, Cloverdale, IN was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 3157 Pumpkin Ridge Rd, Cloverdale, IN?

3157 Pumpkin Ridge Rd, Cloverdale, IN is assigned to Cloverdale High School (high), rated B+; Cloverdale Middle School (middle), rated C+; Cloverdale Elementary School (elementary), rated C+. All sit in Cloverdale Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3157 Pumpkin Ridge Rd, Cloverdale, IN compare to other homes in Cloverdale 46120?

Among the 2,629 homes in Cloverdale 46120, it is worth more than 5% of them ($94,543 against a typical $269,120), its price per square foot is higher than 34% of them ($145 against a typical $167), it is bigger than 4% of them (650 ft² against a typical 1,440 ft²), its lot is bigger than 78% of them (6.41 ac against a typical 1.12 ac) and it is newer than 4% of them (1930 against a typical 1987). Measured against all of Owen County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3157 Pumpkin Ridge Rd, Cloverdale, IN?

The 2025 property tax bill for 3157 Pumpkin Ridge Rd, Cloverdale, IN was $324. The county assessed it at $22,000.

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