Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$396,549$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

316 CHARLES ST

CLYDE, NC 28721
4
Beds
2
Baths
1,518 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1899
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$397K
$348K low$445K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,822 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$521,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$187,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$334,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$280,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$521,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAYWOOD
Lot (acres)The size of the land the home sits on, from county records.5.36
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Partial
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 852 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clyde Elementary SchoolC+
Elementary · Grades KG–5 · 1.1 mi
M
Canton Middle SchoolB
Middle · Grades 6–8 · 4.0 mi
H
Pisgah High SchoolA-
High · Grades 9–12 · 4.1 mi

District: Haywood County Schools

Neighborhood · ZIP 28721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.123

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.10,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,688
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,232
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

316 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Clyde 28721
  • Bigger than 76% of homes in Haywood County
  • Has a bigger lot than 90% of homes in Haywood County
  • Among the oldest homes in Clyde 28721

What homes are worth in Clyde 28721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$873K

This home is worth more than 70% of homes in Clyde 28721.

How it measures up in Clyde 28721

The dot is this home. The mark in the middle is the typical home in Clyde 28721.

Estimated value$396,549
CheaperTypical $301,069Pricier

Pricier than 70% of homes nearby

Price per ft²$261
CheaperTypical $274Pricier

Pricier than 45% of homes nearby

Living area1,518 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 74% of homes nearby

Lot size5.36 ac
SmallerTypical 1.09 acBigger

Bigger than 81% of homes nearby

Year built1899
OlderTypical 1988Newer

Older than almost all homes nearby

How 316 Charles St ranks against every home in each area.
MeasureThis homeClyde 28721Haywood County
Estimated valuepricier than$396,54970% of homes67% of homes
Price per ft²pricier than$26145% of homes42% of homes
Living areabigger than1,518 ft²74% of homes76% of homes
Lot sizebigger than5.36 ac81% of homes90% of homes
Year builtnewer than1899almost no homesalmost no homes

About 316 Charles St

How much is 316 Charles St, Clyde, NC worth?

The TopHap Estimate for 316 Charles St, Clyde, NC is $396,549 as of Sep 24, 2026. The likely range is $348,173 to $444,925. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 316 Charles St, Clyde, NC last sell?

316 Charles St, Clyde, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 316 Charles St, Clyde, NC?

316 Charles St, Clyde, NC has 4 bedrooms, 2 bathrooms, 1,518 square feet of living space and a 5.36-acre lot.

When was 316 Charles St, Clyde, NC built?

316 Charles St, Clyde, NC was built in 1899, making it 127 years old. The building has 1 story.

What schools serve 316 Charles St, Clyde, NC?

316 Charles St, Clyde, NC is assigned to Clyde Elementary School (elementary), rated C+; Canton Middle School (middle), rated B; Pisgah High School (high), rated A-. All sit in Haywood County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 316 Charles St, Clyde, NC compare to other homes in Clyde 28721?

Among the 5,209 homes in Clyde 28721, it is worth more than 70% of them ($396,549 against a typical $301,069), its price per square foot is higher than 45% of them ($261 against a typical $274), it is bigger than 74% of them (1,518 ft² against a typical 1,200 ft²), its lot is bigger than 81% of them (5.36 ac against a typical 1.09 ac) and it is newer than almost none of them (1899 against a typical 1988). Measured against all of Haywood County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 316 Charles St, Clyde, NC?

The 2025 property tax bill for 316 Charles St, Clyde, NC was $1,822. The county assessed it at $521,500.

More homes on Charles St

Closest homes

More homes in Clyde 28721

Assigned schools

Explore the area

See this home in context

Open 316 Charles St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map