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Rural ResidenceResidential
$156,415$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3163 W RIVER RD

CORTLAND, NY 13045
4
Beds
1.5
Baths
1,482 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
30.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$156K
$142K low$171K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,896 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$89,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$142,540

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCORTLAND
Lot (acres)The size of the land the home sits on, from county records.30.28
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 684 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McGraw Elementary SchoolC-
Elementary · Grades PK–6 · 2.3 mi
M
McGraw Secondary SchoolC-
Middle · Grades 7–12 · 2.5 mi

District: McGraw Central School District

Neighborhood · ZIP 13045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.27,776
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.260 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,254
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,736
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3163 W River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Cortland 13045
  • Costs less per square foot than 74% of homes in Cortland 13045
  • Has a bigger lot than 97% of homes in Cortland 13045
  • Older than 90% of homes in Cortland 13045

What homes are worth in Cortland 13045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$459K

This home is worth more than 27% of homes in Cortland 13045.

How it measures up in Cortland 13045

The dot is this home. The mark in the middle is the typical home in Cortland 13045.

Estimated value$156,415
CheaperTypical $189,158Pricier

Pricier than 27% of homes nearby

Price per ft²$106
CheaperTypical $133Pricier

Pricier than 26% of homes nearby

Living area1,482 ft²
SmallerTypical 1,603 ft²Bigger

Bigger than 42% of homes nearby

Lot size30.28 ac
SmallerTypical 0.3 acBigger

Bigger than 97% of homes nearby

Year built1880
OlderTypical 1950Newer

Newer than 10% of homes nearby

How 3163 W River Rd ranks against every home in each area.
MeasureThis homeCortland 13045Cortland County
Estimated valuepricier than$156,41527% of homes34% of homes
Price per ft²pricier than$10626% of homes34% of homes
Living areabigger than1,482 ft²42% of homes45% of homes
Lot sizebigger than30.28 ac97% of homes93% of homes
Year builtnewer than188010% of homes15% of homes

About 3163 W River Rd

How much is 3163 W River Rd, Cortland, NY worth?

The TopHap Estimate for 3163 W River Rd, Cortland, NY is $156,415 as of Aug 30, 2026. The likely range is $141,619 to $171,211. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3163 W River Rd, Cortland, NY last sell?

3163 W River Rd, Cortland, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3163 W River Rd, Cortland, NY?

3163 W River Rd, Cortland, NY has 4 bedrooms, 1.5 bathrooms, 1,482 square feet of living space and a 30.28-acre lot.

When was 3163 W River Rd, Cortland, NY built?

3163 W River Rd, Cortland, NY was built in 1880, making it 146 years old. It is a traditional/old home. The building has 1 story.

What schools serve 3163 W River Rd, Cortland, NY?

3163 W River Rd, Cortland, NY is assigned to McGraw Elementary School (elementary), rated C-; McGraw Secondary School (middle), rated C-. All sit in McGraw Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3163 W River Rd, Cortland, NY compare to other homes in Cortland 13045?

Among the 8,477 homes in Cortland 13045, it is worth more than 27% of them ($156,415 against a typical $189,158), its price per square foot is higher than 26% of them ($106 against a typical $133), it is bigger than 42% of them (1,482 ft² against a typical 1,603 ft²), its lot is bigger than 97% of them (30.28 ac against a typical 0.3 ac) and it is newer than 10% of them (1880 against a typical 1950). Measured against all of Cortland County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3163 W River Rd, Cortland, NY?

The 2025 property tax bill for 3163 W River Rd, Cortland, NY was $3,896. The county assessed it at $89,800.

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