Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$785,880$283 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $499,500 on Nov 5, 2007

317 RIDGE RD

PALM HARBOR, FL 34683
3
Baths
2,775 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$786K
$721K low$851K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$499,500 · Nov 5, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$89,672
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,738
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$361,408
BANK OF AMERICA · recorded Mar 13, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$334,800
TRUIST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,708 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$350,549 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$340,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$967,049

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.57 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.98%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPinellas
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²Patio · 300 ft²Porch · 424 ft²Outdoor kitchen

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ozona ElementaryA+
Elementary · Grades PK–5 · 0.4 mi
M
Palm Harbor Middle SchoolC+
Middle · Grades 6–8 · 1.5 mi
H
Palm Harbor University HighA-
High · Grades 9–12 · 1.6 mi

District: Pinellas County School District

Neighborhood · ZIP 34683These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,726
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,585 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,752
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,401
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

317 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Pinellas County
  • Costs less per square foot than 79% of homes in Ozona Village
  • Bigger than 94% of homes in Pinellas County
  • Has a smaller lot than 66% of homes in Ozona Village
  • Newer than 84% of homes in Pinellas County

What homes are worth in Palm Harbor 34683

Each bar is how many homes fall in that price range. The marker is this home.

This home
$153K$1.6M

This home is worth more than 87% of homes in Palm Harbor 34683.

How it measures up in Palm Harbor 34683

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34683.

Estimated value$785,880
CheaperTypical $495,515Pricier

Pricier than 87% of homes nearby

Price per ft²$283
CheaperTypical $278Pricier

Pricier than 55% of homes nearby

Living area2,775 ft²
SmallerTypical 1,696 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.2 ac
SmallerTypical 0.24 acBigger

Bigger than 35% of homes nearby

Year built1991
OlderTypical 1985Newer

Newer than 79% of homes nearby

How 317 Ridge Rd ranks against every home in each area.
MeasureThis homeOzona VillagePalm Harbor 34683Pinellas County
Estimated valuepricier than$785,88063% of homes87% of homes88% of homes
Price per ft²pricier than$28321% of homes55% of homes58% of homes
Living areabigger than2,775 ft²85% of homes89% of homes94% of homes
Lot sizebigger than0.2 ac34% of homes35% of homes58% of homes
Year builtnewer than199170% of homes79% of homes84% of homes

About 317 Ridge Rd

How much is 317 Ridge Rd, Palm Harbor, FL worth?

The TopHap Estimate for 317 Ridge Rd, Palm Harbor, FL is $785,880 as of Jul 14, 2026. The likely range is $721,082 to $850,678. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 317 Ridge Rd, Palm Harbor, FL last sell?

317 Ridge Rd, Palm Harbor, FL last sold on Nov 5, 2007 for $499,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 317 Ridge Rd, Palm Harbor, FL?

317 Ridge Rd, Palm Harbor, FL has 3 bathrooms, 2,775 square feet of living space and a 0.20-acre lot.

When was 317 Ridge Rd, Palm Harbor, FL built?

317 Ridge Rd, Palm Harbor, FL was built in 1991, making it 35 years old. The building has 2 stories.

What schools serve 317 Ridge Rd, Palm Harbor, FL?

317 Ridge Rd, Palm Harbor, FL is assigned to Ozona Elementary (elementary), rated A+; Palm Harbor Middle School (middle), rated C+; Palm Harbor University High (high), rated A-. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 317 Ridge Rd, Palm Harbor, FL compare to other homes in Palm Harbor 34683?

Among the 13,755 homes in Palm Harbor 34683, it is worth more than 87% of them ($785,880 against a typical $495,515), its price per square foot is higher than 55% of them ($283 against a typical $278), it is bigger than 89% of them (2,775 ft² against a typical 1,696 ft²), its lot is bigger than 35% of them (0.2 ac against a typical 0.24 ac) and it is newer than 79% of them (1991 against a typical 1985). Measured against all of Pinellas County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 317 Ridge Rd, Palm Harbor, FL?

The 2025 property tax bill for 317 Ridge Rd, Palm Harbor, FL was $5,708. The county assessed it at $350,549.

Closest homes

More homes in Palm Harbor 34683

Assigned schools

Explore the area

See this home in context

Open 317 Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map