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Single Family ResidenceResidential
$370,614$305 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3174 SW STATE ROUTE T

POLO, MO 64671
3
Beds
2
Baths
1,216 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
16.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$371K
$351K low$390K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$319,154
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$255,323
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.14%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,460
BANK NORTHWEST · recorded Jun 16, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,621 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,230
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,020
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,280
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$139,190

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyCALDWELL
Lot (acres)The size of the land the home sits on, from county records.16.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Polo Elementary SchoolC+
Elementary · Grades PK–4 · 4.4 mi
H
Polo High SchoolD+
High · Grades 9–12 · 4.4 mi
M
Polo Middle SchoolD
Middle · Grades 5–8 · 4.4 mi

District: Polo R-Vii School District

Neighborhood · ZIP 64671These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,247
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,567
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,862
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3174 Sw State Route T measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Polo 64671
  • Costs more per square foot than 81% of homes in Caldwell County
  • Smaller than 65% of homes in Caldwell County
  • Has a bigger lot than 70% of homes in Caldwell County
  • Newer than 98% of homes in Polo 64671

What homes are worth in Polo 64671

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$742K

This home is worth more than 74% of homes in Polo 64671.

How it measures up in Polo 64671

The dot is this home. The mark in the middle is the typical home in Polo 64671.

Estimated value$370,614
CheaperTypical $317,836Pricier

Pricier than 74% of homes nearby

Price per ft²$305
CheaperTypical $182Pricier

Pricier than 80% of homes nearby

Living area1,216 ft²
SmallerTypical 1,413 ft²Bigger

Bigger than 37% of homes nearby

Lot size16.24 ac
SmallerTypical 8.2 acBigger

Bigger than 63% of homes nearby

Year built2021
OlderTypical 1990Newer

Newer than 98% of homes nearby

How 3174 Sw State Route T ranks against every home in each area.
MeasureThis homePolo 64671Caldwell County
Estimated valuepricier than$370,61474% of homes70% of homes
Price per ft²pricier than$30580% of homes81% of homes
Living areabigger than1,216 ft²37% of homes35% of homes
Lot sizebigger than16.24 ac63% of homes70% of homes
Year builtnewer than202198% of homes98% of homes

About 3174 Sw State Route T

How much is 3174 Sw State Route T, Polo, MO worth?

The TopHap Estimate for 3174 Sw State Route T, Polo, MO is $370,614 as of Jul 14, 2026. The likely range is $351,267 to $389,961. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3174 Sw State Route T, Polo, MO last sell?

3174 Sw State Route T, Polo, MO last sold on Jun 12, 2024, according to the county's recorded deed.

How big is 3174 Sw State Route T, Polo, MO?

3174 Sw State Route T, Polo, MO has 3 bedrooms, 2 bathrooms, 1,216 square feet of living space and a 16.24-acre lot.

When was 3174 Sw State Route T, Polo, MO built?

3174 Sw State Route T, Polo, MO was built in 2021, making it 5 years old. It is a modular home. The building has 1 story.

What schools serve 3174 Sw State Route T, Polo, MO?

3174 Sw State Route T, Polo, MO is assigned to Polo Elementary School (elementary), rated C+; Polo High School (high), rated D+; Polo Middle School (middle), rated D. All sit in Polo R-Vii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3174 Sw State Route T, Polo, MO compare to other homes in Polo 64671?

Among the 1,305 homes in Polo 64671, it is worth more than 74% of them ($370,614 against a typical $317,836), its price per square foot is higher than 80% of them ($305 against a typical $182), it is bigger than 37% of them (1,216 ft² against a typical 1,413 ft²), its lot is bigger than 63% of them (16.24 ac against a typical 8.2 ac) and it is newer than 98% of them (2021 against a typical 1990). Measured against all of Caldwell County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3174 Sw State Route T, Polo, MO?

The 2025 property tax bill for 3174 Sw State Route T, Polo, MO was $1,621. The county assessed it at $26,250.

Closest homes

More homes in Polo 64671

Assigned schools

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