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Single Family ResidenceResidential
$272,007$292 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $245,000 on Nov 27, 2023

318 ROUTE 10

GILSUM, NH 03448
1
Beds
1
Baths
930 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$272K
$249K low$295K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$245,000 · Nov 27, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$14,533
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$11,626
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$247,474
HARBORONE MORTGAGE · P · recorded Nov 27, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,000
NHFA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,129 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$256,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$120,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$136,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCHESHIRE
Lot (acres)The size of the land the home sits on, from county records.9.44
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gilsum Steam AcademyC+
Elementary · Grades KG–6 · 2.7 mi
M
Monadnock Regional Middle SchoolD+
Middle · Grades 7–8 · 9.4 mi
H
Monadnock Regional High SchoolB-
High · Grades 9–12 · 9.4 mi

District: Monadnock Regional School District

Neighborhood · ZIP 03448These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.732
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,999
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,602
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

318 Route 10 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Cheshire County
  • Costs more per square foot than 92% of homes in Gilsum 03448
  • Smaller than 90% of homes in Gilsum 03448
  • Has a bigger lot than 88% of homes in Cheshire County
  • Older than 73% of homes in Cheshire County

What homes are worth in Gilsum 03448

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$718K

This home is worth more than 25% of homes in Gilsum 03448.

How it measures up in Gilsum 03448

The dot is this home. The mark in the middle is the typical home in Gilsum 03448.

Estimated value$272,007
CheaperTypical $363,799Pricier

Pricier than 25% of homes nearby

Price per ft²$292
CheaperTypical $205Pricier

Pricier than 92% of homes nearby

Living area930 ft²
SmallerTypical 1,735 ft²Bigger

Bigger than 10% of homes nearby

Lot size9.44 ac
SmallerTypical 4 acBigger

Bigger than 75% of homes nearby

Year built1940
OlderTypical 1974Newer

Newer than 32% of homes nearby

How 318 Route 10 ranks against every home in each area.
MeasureThis homeGilsum 03448Cheshire County
Estimated valuepricier than$272,00725% of homes12% of homes
Price per ft²pricier than$29292% of homes78% of homes
Living areabigger than930 ft²10% of homes12% of homes
Lot sizebigger than9.44 ac75% of homes88% of homes
Year builtnewer than194032% of homes27% of homes

About 318 Route 10

How much is 318 Route 10, Gilsum, NH worth?

The TopHap Estimate for 318 Route 10, Gilsum, NH is $272,007 as of Jul 14, 2026. The likely range is $248,690 to $295,324. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 318 Route 10, Gilsum, NH last sell?

318 Route 10, Gilsum, NH last sold on Nov 27, 2023 for $245,000, according to the county's recorded deed.

How big is 318 Route 10, Gilsum, NH?

318 Route 10, Gilsum, NH has 1 bedrooms, 1 bathrooms, 930 square feet of living space and a 9.44-acre lot.

When was 318 Route 10, Gilsum, NH built?

318 Route 10, Gilsum, NH was built in 1940, making it 86 years old. It is a ranch home. The building has 1 story.

What schools serve 318 Route 10, Gilsum, NH?

318 Route 10, Gilsum, NH is assigned to Gilsum Steam Academy (elementary), rated C+; Monadnock Regional Middle School (middle), rated D+; Monadnock Regional High School (high), rated B-. All sit in Monadnock Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 318 Route 10, Gilsum, NH compare to other homes in Gilsum 03448?

Among the 346 homes in Gilsum 03448, it is worth more than 25% of them ($272,007 against a typical $363,799), its price per square foot is higher than 92% of them ($292 against a typical $205), it is bigger than 10% of them (930 ft² against a typical 1,735 ft²), its lot is bigger than 75% of them (9.44 ac against a typical 4 ac) and it is newer than 32% of them (1940 against a typical 1974). Measured against all of Cheshire County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 318 Route 10, Gilsum, NH?

The 2025 property tax bill for 318 Route 10, Gilsum, NH was $4,129. The county assessed it at $256,000.

Closest homes

More homes in Gilsum 03448

Assigned schools

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