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Single Family ResidenceResidential
$349,568$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

318 RUGGLES HILL RD

HARDWICK, MA 01037
2
Beds
1
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$350K
$333K low$366K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,440 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$261,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$175,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$425,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.122 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.4.00
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hardwick Elementary SchoolC
Elementary · Grades KG–6 · 2.5 mi
H
Quabbin Regional High SchoolC
High · Grades 9–12 · 5.0 mi
M
Quabbin Regional Middle SchoolD+
Middle · Grades 7–8 · 5.0 mi

District: Quabbin School District

Neighborhood · ZIP 01037These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.377
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,154
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,418
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

318 Ruggles Hill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Worcester County
  • Costs less per square foot than 94% of homes in Worcester County
  • Smaller than 65% of homes in Hardwick 01037
  • Has a bigger lot than 91% of homes in Worcester County
  • Older than 72% of homes in Worcester County

What homes are worth in Hardwick 01037

Each bar is how many homes fall in that price range. The marker is this home.

This home
$224K$882K

This home is worth more than 20% of homes in Hardwick 01037.

How it measures up in Hardwick 01037

The dot is this home. The mark in the middle is the typical home in Hardwick 01037.

Estimated value$349,568
CheaperTypical $442,183Pricier

Pricier than 20% of homes nearby

Price per ft²$208
CheaperTypical $244Pricier

Pricier than 27% of homes nearby

Living area1,680 ft²
SmallerTypical 1,945 ft²Bigger

Bigger than 35% of homes nearby

Lot size4 ac
SmallerTypical 3 acBigger

Bigger than 58% of homes nearby

Year built1940
OlderTypical 1974Newer

Newer than 37% of homes nearby

How 318 Ruggles Hill Rd ranks against every home in each area.
MeasureThis homeHardwick 01037Worcester County
Estimated valuepricier than$349,56820% of homes14% of homes
Price per ft²pricier than$20827% of homes6% of homes
Living areabigger than1,680 ft²35% of homes50% of homes
Lot sizebigger than4 ac58% of homes91% of homes
Year builtnewer than194037% of homes28% of homes

About 318 Ruggles Hill Rd

How much is 318 Ruggles Hill Rd, Hardwick, MA worth?

The TopHap Estimate for 318 Ruggles Hill Rd, Hardwick, MA is $349,568 as of Jul 14, 2026. The likely range is $332,834 to $366,302. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 318 Ruggles Hill Rd, Hardwick, MA last sell?

318 Ruggles Hill Rd, Hardwick, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 318 Ruggles Hill Rd, Hardwick, MA?

318 Ruggles Hill Rd, Hardwick, MA has 2 bedrooms, 1 bathrooms, 1,680 square feet of living space and a 4.00-acre lot.

When was 318 Ruggles Hill Rd, Hardwick, MA built?

318 Ruggles Hill Rd, Hardwick, MA was built in 1940, making it 86 years old. It is a colonial home. The building has 2 stories.

What schools serve 318 Ruggles Hill Rd, Hardwick, MA?

318 Ruggles Hill Rd, Hardwick, MA is assigned to Hardwick Elementary School (elementary), rated C; Quabbin Regional High School (high), rated C; Quabbin Regional Middle School (middle), rated D+. All sit in Quabbin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 318 Ruggles Hill Rd, Hardwick, MA compare to other homes in Hardwick 01037?

Among the 384 homes in Hardwick 01037, it is worth more than 20% of them ($349,568 against a typical $442,183), its price per square foot is higher than 27% of them ($208 against a typical $244), it is bigger than 35% of them (1,680 ft² against a typical 1,945 ft²), its lot is bigger than 58% of them (4 ac against a typical 3 ac) and it is newer than 37% of them (1940 against a typical 1974). Measured against all of Worcester County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 318 Ruggles Hill Rd, Hardwick, MA?

The 2025 property tax bill for 318 Ruggles Hill Rd, Hardwick, MA was $3,440. The county assessed it at $261,600.

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