Skip to content
Skip to content
TopHapOpen in map
Row HouseResidential
$60,648$42 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

318 S 4TH ST

RICHMOND, IN 47374
2
Beds
2
Baths
1,430 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$61K
$48K low$73K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.783%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$384,000
WAYNE BANK AND TRUST COMPANY · 5.54% 1 · recorded May 1, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,038 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$51,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Row House
CountyWAYNE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Richmond High SchoolC
High · Grades 9–12 · 0.3 mi
M
Dennis Middle SchoolD-
Middle · Grades 7–8 · 0.9 mi
E
Starr Elementary SchoolD+
Elementary · Grades PK–4 · 1.3 mi

District: Richmond Community School Corporation

Neighborhood · ZIP 47374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.224
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.44,848
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.370 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,374
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,037
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

318 S 4th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Wayne County
  • Costs less per square foot than 91% of homes in Wayne County
  • Among the smallest lots in Richmond 47374
  • Older than 87% of homes in Richmond 47374

What homes are worth in Richmond 47374

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$471K

This home is worth more than 16% of homes in Richmond 47374.

How it measures up in Richmond 47374

The dot is this home. The mark in the middle is the typical home in Richmond 47374.

Estimated value$60,648
CheaperTypical $140,405Pricier

Pricier than 16% of homes nearby

Price per ft²$42
CheaperTypical $104Pricier

Pricier than 12% of homes nearby

Living area1,430 ft²
SmallerTypical 1,463 ft²Bigger

Bigger than 47% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.23 acBigger

Smaller than almost all homes nearby

Year built1910
OlderTypical 1952Newer

Newer than 13% of homes nearby

How 318 S 4th St ranks against every home in each area.
MeasureThis homeRichmond 47374Wayne County
Estimated valuepricier than$60,64816% of homes11% of homes
Price per ft²pricier than$4212% of homes9% of homes
Living areabigger than1,430 ft²47% of homes44% of homes
Lot sizebigger than2,178 ft²almost no homesalmost no homes
Year builtnewer than191013% of homes15% of homes

About 318 S 4th St

How much is 318 S 4th St, Richmond, IN worth?

The TopHap Estimate for 318 S 4th St, Richmond, IN is $60,648 as of Jul 14, 2026. The likely range is $48,090 to $73,206. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 318 S 4th St, Richmond, IN last sell?

318 S 4th St, Richmond, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 318 S 4th St, Richmond, IN?

318 S 4th St, Richmond, IN has 2 bedrooms, 2 bathrooms, 1,430 square feet of living space and a 0.05-acre lot.

When was 318 S 4th St, Richmond, IN built?

318 S 4th St, Richmond, IN was built in 1910, making it 116 years old. The building has 2 stories.

What schools serve 318 S 4th St, Richmond, IN?

318 S 4th St, Richmond, IN is assigned to Richmond High School (high), rated C; Dennis Middle School (middle), rated D-; Starr Elementary School (elementary), rated D+. All sit in Richmond Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 318 S 4th St, Richmond, IN compare to other homes in Richmond 47374?

Among the 16,844 homes in Richmond 47374, it is worth more than 16% of them ($60,648 against a typical $140,405), its price per square foot is higher than 12% of them ($42 against a typical $104), it is bigger than 47% of them (1,430 ft² against a typical 1,463 ft²), its lot is bigger than almost none of them (2,178 ft² against a typical 0.23 ac) and it is newer than 13% of them (1910 against a typical 1952). Measured against all of Wayne County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 318 S 4th St, Richmond, IN?

The 2025 property tax bill for 318 S 4th St, Richmond, IN was $1,038. The county assessed it at $51,900.

Closest homes

More homes in Richmond 47374

Assigned schools

Explore the area

See this home in context

Open 318 S 4th St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map