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Single Family ResidenceResidential
$97,591$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

318 SMITH ST

CLIO, MI 48420
2
Beds
1
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$98K
$81K low$114K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,733 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clio Middle SchoolB-
Middle · Grades 6–8 · 0.6 mi
H
Clio Area High SchoolB-
High · Grades 8–12 · 1.1 mi

District: Clio Area School District

Neighborhood · ZIP 48420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,617
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.316 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,000
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,192
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

318 Smith St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Clio 48420
  • Costs less per square foot than 87% of homes in Clio 48420
  • Smaller than 93% of homes in Clio 48420
  • Has a smaller lot than 67% of homes in Clio 48420
  • Older than 84% of homes in Clio 48420

What homes are worth in Clio 48420

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$424K

This home is worth more than 6% of homes in Clio 48420.

How it measures up in Clio 48420

The dot is this home. The mark in the middle is the typical home in Clio 48420.

Estimated value$97,591
CheaperTypical $208,882Pricier

Pricier than 6% of homes nearby

Price per ft²$107
CheaperTypical $149Pricier

Pricier than 13% of homes nearby

Living area912 ft²
SmallerTypical 1,413 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.5 ac
SmallerTypical 0.83 acBigger

Bigger than 33% of homes nearby

Year built1948
OlderTypical 1970Newer

Newer than 16% of homes nearby

How 318 Smith St ranks against every home in each area.
MeasureThis homeClio 48420Genesee County
Estimated valuepricier than$97,5916% of homes29% of homes
Price per ft²pricier than$10713% of homes35% of homes
Living areabigger than912 ft²7% of homes15% of homes
Lot sizebigger than0.5 ac33% of homes65% of homes
Year builtnewer than194816% of homes24% of homes

About 318 Smith St

How much is 318 Smith St, Clio, MI worth?

The TopHap Estimate for 318 Smith St, Clio, MI is $97,591 as of Oct 21, 2026. The likely range is $81,110 to $114,072. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 318 Smith St, Clio, MI last sell?

318 Smith St, Clio, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 318 Smith St, Clio, MI?

318 Smith St, Clio, MI has 2 bedrooms, 1 bathrooms, 912 square feet of living space and a 0.50-acre lot.

When was 318 Smith St, Clio, MI built?

318 Smith St, Clio, MI was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 318 Smith St, Clio, MI?

318 Smith St, Clio, MI is assigned to Clio Middle School (middle), rated B-; Clio Area High School (high), rated B-. All sit in Clio Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 318 Smith St, Clio, MI compare to other homes in Clio 48420?

Among the 8,156 homes in Clio 48420, it is worth more than 6% of them ($97,591 against a typical $208,882), its price per square foot is higher than 13% of them ($107 against a typical $149), it is bigger than 7% of them (912 ft² against a typical 1,413 ft²), its lot is bigger than 33% of them (0.5 ac against a typical 0.83 ac) and it is newer than 16% of them (1948 against a typical 1970). Measured against all of Genesee County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 318 Smith St, Clio, MI?

The 2025 property tax bill for 318 Smith St, Clio, MI was $1,733. The county assessed it at $46,700.

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