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RanchAgriculture / Farming
$300,132$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 25, 2026

3181 RIVER RANCH RD

SAN ANDREAS, CA 95249
2
Beds
1
Baths
1,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$300K
$258K low$343K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$273,132
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$218,506
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$27,000
SELLER · recorded Jul 1, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,335 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$194,970 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$86,307
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,663
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$191,148

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Ranch
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCALAVERAS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Calaveras High SchoolC+
High · Grades 8–12 · 3.0 mi
M
Toyon Middle SchoolD+
Middle · Grades 6–8 · 3.1 mi
E
Mokelumne Hill Elementary SchoolC
Elementary · Grades KG–6 · 4.2 mi

District: Calaveras Unified School District

Neighborhood · ZIP 95249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,162
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,001
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,870
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3181 River Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Calaveras County
  • Costs less per square foot than 71% of homes in Calaveras County
  • Smaller than 71% of homes in Calaveras County
  • Has a bigger lot than 96% of homes in Calaveras County
  • Older than 94% of homes in Calaveras County

What homes are worth in San Andreas 95249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$156K$513K

This home is worth more than 35% of homes in San Andreas 95249.

How it measures up in San Andreas 95249

The dot is this home. The mark in the middle is the typical home in San Andreas 95249.

Estimated value$300,132
CheaperTypical $329,908Pricier

Pricier than 35% of homes nearby

Price per ft²$231
CheaperTypical $237Pricier

Pricier than 44% of homes nearby

Living area1,300 ft²
SmallerTypical 1,430 ft²Bigger

Bigger than 39% of homes nearby

Lot size9.35 ac
SmallerTypical 0.38 acBigger

Bigger than 90% of homes nearby

Year built1900
OlderTypical 1966Newer

Newer than 7% of homes nearby

How 3181 River Ranch Rd ranks against every home in each area.
MeasureThis homeSan Andreas 95249Calaveras County
Estimated valuepricier than$300,13235% of homes21% of homes
Price per ft²pricier than$23144% of homes29% of homes
Living areabigger than1,300 ft²39% of homes29% of homes
Lot sizebigger than9.35 ac90% of homes96% of homes
Year builtnewer than19007% of homes6% of homes

About 3181 River Ranch Rd

How much is 3181 River Ranch Rd, San Andreas, CA worth?

The TopHap Estimate for 3181 River Ranch Rd, San Andreas, CA is $300,132 as of Jun 25, 2026. The likely range is $257,512 to $342,752. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3181 River Ranch Rd, San Andreas, CA last sell?

3181 River Ranch Rd, San Andreas, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3181 River Ranch Rd, San Andreas, CA?

3181 River Ranch Rd, San Andreas, CA has 2 bedrooms, 1 bathrooms and 1,300 square feet of living space.

When was 3181 River Ranch Rd, San Andreas, CA built?

3181 River Ranch Rd, San Andreas, CA was built in 1900, making it 126 years old. It is a conventional home. The building has 2 stories.

What schools serve 3181 River Ranch Rd, San Andreas, CA?

3181 River Ranch Rd, San Andreas, CA is assigned to Calaveras High School (high), rated C+; Toyon Middle School (middle), rated D+; Mokelumne Hill Elementary School (elementary), rated C. All sit in Calaveras Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3181 River Ranch Rd, San Andreas, CA compare to other homes in San Andreas 95249?

Among the 976 homes in San Andreas 95249, it is worth more than 35% of them ($300,132 against a typical $329,908), its price per square foot is higher than 44% of them ($231 against a typical $237), it is bigger than 39% of them (1,300 ft² against a typical 1,430 ft²), its lot is bigger than 90% of them (9.35 ac against a typical 0.38 ac) and it is newer than 7% of them (1900 against a typical 1966). Measured against all of Calaveras County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3181 River Ranch Rd, San Andreas, CA?

The 2025 property tax bill for 3181 River Ranch Rd, San Andreas, CA was $2,335. The county assessed it at $194,970.

Closest homes

More homes in San Andreas 95249

Assigned schools

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