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Single Family ResidenceResidential
$563,607$393 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3195 GRAY ST

WHEAT RIDGE, CO 80214
3
Beds
2
Baths
1,435 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$564K
$495K low$632K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$536,607
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$429,286
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.5%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$27,000
FIRSTBANK · recorded Mar 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,393 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,697 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,032
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,665
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,697
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$632,566

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
22
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
75
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyJefferson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1956
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lumberg Elementary SchoolD-
Elementary · Grades PK–6 · 0.9 mi
M
Jefferson Junior/Senior High SchoolC-
Middle · Grades 7–12 · 1.0 mi

District: Jefferson County School District R-1

Neighborhood · ZIP 80214These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.164
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.25,853
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,618 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,842
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,630
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.69%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3195 Gray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 87% of homes in Olinger Gardens
  • Bigger than 81% of homes in Olinger Gardens
  • Has a bigger lot than 79% of homes in Olinger Gardens
  • Older than 93% of homes in Jefferson County

What homes are worth in Denver 80214

Each bar is how many homes fall in that price range. The marker is this home.

This home
$212K$1.1M

This home is worth more than 58% of homes in Denver 80214.

How it measures up in Denver 80214

The dot is this home. The mark in the middle is the typical home in Denver 80214.

Estimated value$563,607
CheaperTypical $530,340Pricier

Pricier than 58% of homes nearby

Price per ft²$393
CheaperTypical $424Pricier

Pricier than 40% of homes nearby

Living area1,435 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.18 ac
SmallerTypical 0.17 acBigger

Bigger than 52% of homes nearby

Year built1953
OlderTypical 1955Newer

Newer than 43% of homes nearby

How 3195 Gray St ranks against every home in each area.
MeasureThis homeOlinger GardensDenver 80214Jefferson County
Estimated valuepricier than$563,60749% of homes58% of homes41% of homes
Price per ft²pricier than$39313% of homes40% of homes52% of homes
Living areabigger than1,435 ft²81% of homes66% of homes44% of homes
Lot sizebigger than0.18 ac79% of homes52% of homes41% of homes
Year builtnewer than195378% of homes43% of homes7% of homes

About 3195 Gray St

How much is 3195 Gray St, Wheat Ridge, CO worth?

The TopHap Estimate for 3195 Gray St, Wheat Ridge, CO is $563,607 as of Jul 14, 2026. The likely range is $494,721 to $632,493. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3195 Gray St, Wheat Ridge, CO last sell?

3195 Gray St, Wheat Ridge, CO last sold on Aug 27, 1991, according to the county's recorded deed.

How big is 3195 Gray St, Wheat Ridge, CO?

3195 Gray St, Wheat Ridge, CO has 3 bedrooms, 2 bathrooms, 1,435 square feet of living space and a 0.18-acre lot.

When was 3195 Gray St, Wheat Ridge, CO built?

3195 Gray St, Wheat Ridge, CO was built in 1953, making it 73 years old. It is a ranch home. The building has 1 story.

What schools serve 3195 Gray St, Wheat Ridge, CO?

3195 Gray St, Wheat Ridge, CO is assigned to Lumberg Elementary School (elementary), rated D-; Jefferson Junior/Senior High School (middle), rated C-. All sit in Jefferson County School District R-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3195 Gray St, Wheat Ridge, CO compare to other homes in Denver 80214?

Among the 7,019 homes in Denver 80214, it is worth more than 58% of them ($563,607 against a typical $530,340), its price per square foot is higher than 40% of them ($393 against a typical $424), it is bigger than 66% of them (1,435 ft² against a typical 1,200 ft²), its lot is bigger than 52% of them (0.18 ac against a typical 0.17 ac) and it is newer than 43% of them (1953 against a typical 1955). Measured against all of Jefferson County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3195 Gray St, Wheat Ridge, CO?

The 2024 property tax bill for 3195 Gray St, Wheat Ridge, CO was $3,393. The county assessed it at $38,697.

Closest homes

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Assigned schools

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