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Single Family ResidenceResidential
$222,020$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

31954 CHESTNUT RIDGE RD

NORTH RIDGEVILLE, OH 44039
2
Beds
2
Baths
1,331 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$222K
$189K low$255K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$100,343
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$80,274
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$84,000
FIRST HORIZON HOME LOAN CORP · R · recorded Jan 19, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$37,677
J P MORGAN CHASE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,719 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,783 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,866
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$59,917
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,783
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,950

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyLorain
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.48
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 416 ft²Patio · 186 ft²Porch · 186 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Ridgeville High SchoolA-
High · Grades 9–12 · 1.5 mi
M
North Ridgeville Academic CenterB+
Middle · Grades 3–8 · 1.6 mi
E
Liberty Elementary School
Elementary · Grades 1–2 · 1.9 mi

District: North Ridgeville City School District

Neighborhood · ZIP 44039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.27
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.36,448
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,529 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,310
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,251
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31954 Chestnut Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in North Ridgeville 44039
  • Costs less per square foot than 68% of homes in North Ridgeville 44039
  • Smaller than 84% of homes in North Ridgeville 44039
  • Has a bigger lot than 78% of homes in North Ridgeville 44039
  • Older than 96% of homes in North Ridgeville 44039

What homes are worth in North Ridgeville 44039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$588K

This home is worth more than 17% of homes in North Ridgeville 44039.

How it measures up in North Ridgeville 44039

The dot is this home. The mark in the middle is the typical home in North Ridgeville 44039.

Estimated value$222,020
CheaperTypical $333,394Pricier

Pricier than 17% of homes nearby

Price per ft²$167
CheaperTypical $183Pricier

Pricier than 32% of homes nearby

Living area1,331 ft²
SmallerTypical 1,808 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.48 ac
SmallerTypical 0.3 acBigger

Bigger than 78% of homes nearby

Year built1940
OlderTypical 1998Newer

Newer than 4% of homes nearby

How 31954 Chestnut Ridge Rd ranks against every home in each area.
MeasureThis homeNorth Ridgeville 44039Lorain County
Estimated valuepricier than$222,02017% of homes40% of homes
Price per ft²pricier than$16732% of homes53% of homes
Living areabigger than1,331 ft²16% of homes30% of homes
Lot sizebigger than0.48 ac78% of homes75% of homes
Year builtnewer than19404% of homes18% of homes

About 31954 Chestnut Ridge Rd

How much is 31954 Chestnut Ridge Rd, North Ridgeville, OH worth?

The TopHap Estimate for 31954 Chestnut Ridge Rd, North Ridgeville, OH is $222,020 as of Jun 23, 2026. The likely range is $188,717 to $255,323. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31954 Chestnut Ridge Rd, North Ridgeville, OH last sell?

31954 Chestnut Ridge Rd, North Ridgeville, OH last sold on Dec 3, 2009, according to the county's recorded deed.

How big is 31954 Chestnut Ridge Rd, North Ridgeville, OH?

31954 Chestnut Ridge Rd, North Ridgeville, OH has 2 bedrooms, 2 bathrooms, 1,331 square feet of living space and a 0.48-acre lot.

When was 31954 Chestnut Ridge Rd, North Ridgeville, OH built?

31954 Chestnut Ridge Rd, North Ridgeville, OH was built in 1940, making it 86 years old. It is a cape cod home. The building has 1 story.

What schools serve 31954 Chestnut Ridge Rd, North Ridgeville, OH?

31954 Chestnut Ridge Rd, North Ridgeville, OH is assigned to North Ridgeville High School (high), rated A-; North Ridgeville Academic Center (middle), rated B+; Liberty Elementary School (elementary). All sit in North Ridgeville City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31954 Chestnut Ridge Rd, North Ridgeville, OH compare to other homes in North Ridgeville 44039?

Among the 14,913 homes in North Ridgeville 44039, it is worth more than 17% of them ($222,020 against a typical $333,394), its price per square foot is higher than 32% of them ($167 against a typical $183), it is bigger than 16% of them (1,331 ft² against a typical 1,808 ft²), its lot is bigger than 78% of them (0.48 ac against a typical 0.3 ac) and it is newer than 4% of them (1940 against a typical 1998). Measured against all of Lorain County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31954 Chestnut Ridge Rd, North Ridgeville, OH?

The 2024 property tax bill for 31954 Chestnut Ridge Rd, North Ridgeville, OH was $3,719. The county assessed it at $72,783.

Closest homes

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Assigned schools

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