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Single Family ResidenceResidential
$327,612$276 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $325,000 on Jun 30, 2026

3197 LOWER RIVER RD NW

GEORGETOWN, TN 37336
2
Baths
1,186 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.09 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$328K
$302K low$353K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$325,000 · Jun 30, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,425 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,225
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,925
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$249,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.61 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBRADLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.6.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 370 ft²Patio · 430 ft²Porch · 64 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Walker Valley High SchoolB
High · Grades 9–12 · 5.9 mi
E
Hopewell Elementary SchoolB-
Elementary · Grades PK–5 · 6.6 mi
M
Ocoee Middle SchoolB
Middle · Grades 6–8 · 10.5 mi

District: Bradley County School District

Neighborhood · ZIP 37336These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.146

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.107 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,693
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,559
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3197 Lower River Rd Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 95% of homes in Bradley County
  • Smaller than 77% of homes in Georgetown 37336
  • Has a bigger lot than 91% of homes in Bradley County

What homes are worth in Georgetown 37336

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$1.1M

This home is worth more than 49% of homes in Georgetown 37336.

How it measures up in Georgetown 37336

The dot is this home. The mark in the middle is the typical home in Georgetown 37336.

Estimated value$327,612
CheaperTypical $331,567Pricier

Pricier than 49% of homes nearby

Price per ft²$276
CheaperTypical $201Pricier

Pricier than 86% of homes nearby

Living area1,186 ft²
SmallerTypical 1,587 ft²Bigger

Bigger than 23% of homes nearby

Lot size6.09 ac
SmallerTypical 2.24 acBigger

Bigger than 75% of homes nearby

Year built1994
OlderTypical 1995Newer

Newer than 49% of homes nearby

How 3197 Lower River Rd Nw ranks against every home in each area.
MeasureThis homeGeorgetown 37336Bradley County
Estimated valuepricier than$327,61249% of homes62% of homes
Price per ft²pricier than$27686% of homes95% of homes
Living areabigger than1,186 ft²23% of homes27% of homes
Lot sizebigger than6.09 ac75% of homes91% of homes
Year builtnewer than199449% of homes62% of homes

About 3197 Lower River Rd Nw

How much is 3197 Lower River Rd Nw, Georgetown, TN worth?

The TopHap Estimate for 3197 Lower River Rd Nw, Georgetown, TN is $327,612 as of Aug 30, 2026. The likely range is $302,041 to $353,183. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3197 Lower River Rd Nw, Georgetown, TN last sell?

3197 Lower River Rd Nw, Georgetown, TN last sold on Jun 30, 2026 for $325,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 3197 Lower River Rd Nw, Georgetown, TN?

3197 Lower River Rd Nw, Georgetown, TN has 2 bathrooms, 1,186 square feet of living space and a 6.09-acre lot.

When was 3197 Lower River Rd Nw, Georgetown, TN built?

3197 Lower River Rd Nw, Georgetown, TN was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 3197 Lower River Rd Nw, Georgetown, TN?

3197 Lower River Rd Nw, Georgetown, TN is assigned to Walker Valley High School (high), rated B; Hopewell Elementary School (elementary), rated B-; Ocoee Middle School (middle), rated B. All sit in Bradley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3197 Lower River Rd Nw, Georgetown, TN compare to other homes in Georgetown 37336?

Among the 2,081 homes in Georgetown 37336, it is worth more than 49% of them ($327,612 against a typical $331,567), its price per square foot is higher than 86% of them ($276 against a typical $201), it is bigger than 23% of them (1,186 ft² against a typical 1,587 ft²), its lot is bigger than 75% of them (6.09 ac against a typical 2.24 ac) and it is newer than 49% of them (1994 against a typical 1995). Measured against all of Bradley County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Lower River Rd Nw

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