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Single Family ResidenceResidential
$1,346,770$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $875,000 on Jun 16, 2011

3197 SUMMIT RIDGE TER

CHICO, CA 95928
4
Beds
4.5
Baths
5,058 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.2M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$875,000 · Jun 16, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,840 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,143,439 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$261,354
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$882,085
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,121,020
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,672,740

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBUTTE
Lot (acres)The size of the land the home sits on, from county records.0.76
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Harry M. Marsh Junior High SchoolA-
Middle · Grades 6–8 · 2.2 mi
E
Sierra View Elementary SchoolB+
Elementary · Grades KG–5 · 2.4 mi
H
Chico High SchoolB+
High · Grades 9–12 · 4.4 mi

District: Chico Unified School District

Neighborhood · ZIP 95928These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.124

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.38,528
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.252 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,031
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,135
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3197 Summit Ridge Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Chico 95928
  • Costs less per square foot than 80% of homes in Canyon Oaks
  • Among the largest homes in Butte County
  • Has a bigger lot than 86% of homes in Chico 95928
  • Newer than 87% of homes in Chico 95928

What homes are worth in Chico 95928

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$1.1M

This home is worth more than almost all homes in Chico 95928.

How it measures up in Chico 95928

The dot is this home. The mark in the middle is the typical home in Chico 95928.

Estimated value$1,346,770
CheaperTypical $446,503Pricier

Pricier than almost all homes nearby

Price per ft²$266
CheaperTypical $286Pricier

Pricier than 28% of homes nearby

Living area5,058 ft²
SmallerTypical 1,589 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.76 ac
SmallerTypical 0.18 acBigger

Bigger than 86% of homes nearby

Year built2005
OlderTypical 1987Newer

Newer than 87% of homes nearby

How 3197 Summit Ridge Ter ranks against every home in each area.
MeasureThis homeCanyon OaksChico 95928Butte County
Estimated valuepricier than$1,346,77091% of homesalmost all homesalmost all homes
Price per ft²pricier than$26620% of homes28% of homes52% of homes
Living areabigger than5,058 ft²95% of homes98% of homesalmost all homes
Lot sizebigger than0.76 ac73% of homes86% of homes75% of homes
Year builtnewer than200566% of homes87% of homes83% of homes

About 3197 Summit Ridge Ter

How much is 3197 Summit Ridge Ter, Chico, CA worth?

The TopHap Estimate for 3197 Summit Ridge Ter, Chico, CA is $1,346,770 as of Aug 30, 2026. The likely range is $1,238,010 to $1,455,530. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3197 Summit Ridge Ter, Chico, CA last sell?

3197 Summit Ridge Ter, Chico, CA last sold on Jun 16, 2011 for $875,000, according to the county's recorded deed.

How big is 3197 Summit Ridge Ter, Chico, CA?

3197 Summit Ridge Ter, Chico, CA has 4 bedrooms, 4.5 bathrooms, 5,058 square feet of living space and a 0.76-acre lot.

When was 3197 Summit Ridge Ter, Chico, CA built?

3197 Summit Ridge Ter, Chico, CA was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 3197 Summit Ridge Ter, Chico, CA?

3197 Summit Ridge Ter, Chico, CA is assigned to Harry M. Marsh Junior High School (middle), rated A-; Sierra View Elementary School (elementary), rated B+; Chico High School (high), rated B+. All sit in Chico Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3197 Summit Ridge Ter, Chico, CA compare to other homes in Chico 95928?

Among the 10,156 homes in Chico 95928, it is worth more than almost all of them ($1,346,770 against a typical $446,503), its price per square foot is higher than 28% of them ($266 against a typical $286), it is bigger than 98% of them (5,058 ft² against a typical 1,589 ft²), its lot is bigger than 86% of them (0.76 ac against a typical 0.18 ac) and it is newer than 87% of them (2005 against a typical 1987). Measured against all of Butte County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3197 Summit Ridge Ter, Chico, CA?

The 2025 property tax bill for 3197 Summit Ridge Ter, Chico, CA was $12,840. The county assessed it at $1,143,439.

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