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Single Family ResidenceResidential
$830,565$633 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $480,000 on Jul 30, 2004

3198 BERNIE DR

OCEANSIDE, CA 92056
3
Beds
2
Baths
1,312 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$831K
$774K low$887K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · Jul 30, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,528 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$682,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$483,367
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$199,033
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$669,021

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
14
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McAuliffe Elementary SchoolC
Elementary · Grades KG–5 · 0.8 mi
M
King Middle SchoolC+
Middle · Grades 6–8 · 1.8 mi
H
El Camino High SchoolB+
High · Grades 9–12 · 2.2 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92056These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.218

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.55,699
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,381 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,460
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,029
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3198 Bernie Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 88% of homes in Oceanside 92056
  • Smaller than 70% of homes in Oceanside 92056
  • Has a smaller lot than 84% of homes in Mira Costa
  • Older than 77% of homes in Oceanside 92056

What homes are worth in Oceanside 92056

Each bar is how many homes fall in that price range. The marker is this home.

This home
$438K$1.4M

This home is worth more than 47% of homes in Oceanside 92056.

How it measures up in Oceanside 92056

The dot is this home. The mark in the middle is the typical home in Oceanside 92056.

Estimated value$830,565
CheaperTypical $848,249Pricier

Pricier than 47% of homes nearby

Price per ft²$633
CheaperTypical $536Pricier

Pricier than 88% of homes nearby

Living area1,312 ft²
SmallerTypical 1,591 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.15 ac
SmallerTypical 0.21 acBigger

Bigger than 27% of homes nearby

Year built1977
OlderTypical 1987Newer

Newer than 23% of homes nearby

How 3198 Bernie Dr ranks against every home in each area.
MeasureThis homeMira CostaOceanside 92056San Diego County
Estimated valuepricier than$830,56553% of homes47% of homes45% of homes
Price per ft²pricier than$63381% of homes88% of homes64% of homes
Living areabigger than1,312 ft²44% of homes30% of homes37% of homes
Lot sizebigger than0.15 ac16% of homes27% of homes26% of homes
Year builtnewer than197740% of homes23% of homes36% of homes

About 3198 Bernie Dr

How much is 3198 Bernie Dr, Oceanside, CA worth?

The TopHap Estimate for 3198 Bernie Dr, Oceanside, CA is $830,565 as of Aug 30, 2026. The likely range is $773,707 to $887,423. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3198 Bernie Dr, Oceanside, CA last sell?

3198 Bernie Dr, Oceanside, CA last sold on Jul 30, 2004 for $480,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3198 Bernie Dr, Oceanside, CA?

3198 Bernie Dr, Oceanside, CA has 3 bedrooms, 2 bathrooms, 1,312 square feet of living space and a 0.15-acre lot.

When was 3198 Bernie Dr, Oceanside, CA built?

3198 Bernie Dr, Oceanside, CA was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 3198 Bernie Dr, Oceanside, CA?

3198 Bernie Dr, Oceanside, CA is assigned to McAuliffe Elementary School (elementary), rated C; King Middle School (middle), rated C+; El Camino High School (high), rated B+. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3198 Bernie Dr, Oceanside, CA compare to other homes in Oceanside 92056?

Among the 18,540 homes in Oceanside 92056, it is worth more than 47% of them ($830,565 against a typical $848,249), its price per square foot is higher than 88% of them ($633 against a typical $536), it is bigger than 30% of them (1,312 ft² against a typical 1,591 ft²), its lot is bigger than 27% of them (0.15 ac against a typical 0.21 ac) and it is newer than 23% of them (1977 against a typical 1987). Measured against all of San Diego County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3198 Bernie Dr, Oceanside, CA?

The 2025 property tax bill for 3198 Bernie Dr, Oceanside, CA was $7,528. The county assessed it at $682,400.

More homes on Bernie Dr

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