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Single Family ResidentialResidential
$109,001$65 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 51How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3198 BLACK ROCK RD

GHENT, KY 41045
3
Beds
3 / 1
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$109K
$55K low$163K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$278 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,000 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$25,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCarroll
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Carroll County High SchoolD-
High · Grades 9–12 · 8.2 mi
E
Kathryn Winn Primary School
Elementary · Grades KG–1 · 9.1 mi
M
Carroll County Middle SchoolD-
Middle · Grades 5–8 · 9.5 mi

District: Carroll County School District

Neighborhood · ZIP 41045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.195
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,501
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.58 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,781
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,405
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3198 Black Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Carroll County
  • Costs less per square foot than 84% of homes in Carroll County
  • Bigger than 71% of homes in Carroll County
  • Older than 81% of homes in Ghent 41045

What homes are worth in Ghent 41045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$675K

This home is worth more than 35% of homes in Ghent 41045.

How it measures up in Ghent 41045

The dot is this home. The mark in the middle is the typical home in Ghent 41045.

Estimated value$109,001
CheaperTypical $148,247Pricier

Pricier than 35% of homes nearby

Price per ft²$65
CheaperTypical $101Pricier

Pricier than 21% of homes nearby

Living area1,680 ft²
SmallerTypical 1,485 ft²Bigger

Bigger than 67% of homes nearby

Year built1988
OlderTypical 1999Newer

Newer than 19% of homes nearby

How 3198 Black Rock Rd ranks against every home in each area.
MeasureThis homeGhent 41045Carroll County
Estimated valuepricier than$109,00135% of homes29% of homes
Price per ft²pricier than$6521% of homes16% of homes
Living areabigger than1,680 ft²67% of homes71% of homes
Year builtnewer than198819% of homes41% of homes

About 3198 Black Rock Rd

How much is 3198 Black Rock Rd, Ghent, KY worth?

The TopHap Estimate for 3198 Black Rock Rd, Ghent, KY is $109,001 as of Aug 30, 2026. The likely range is $55,469 to $162,533. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3198 Black Rock Rd, Ghent, KY last sell?

3198 Black Rock Rd, Ghent, KY last sold on May 20, 2015, according to the county's recorded deed.

How big is 3198 Black Rock Rd, Ghent, KY?

3198 Black Rock Rd, Ghent, KY has 3 bedrooms, 3 bathrooms and 1,680 square feet of living space.

When was 3198 Black Rock Rd, Ghent, KY built?

3198 Black Rock Rd, Ghent, KY was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 3198 Black Rock Rd, Ghent, KY?

3198 Black Rock Rd, Ghent, KY is assigned to Carroll County High School (high), rated D-; Kathryn Winn Primary School (elementary); Carroll County Middle School (middle), rated D-. All sit in Carroll County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3198 Black Rock Rd, Ghent, KY compare to other homes in Ghent 41045?

Among the 570 homes in Ghent 41045, it is worth more than 35% of them ($109,001 against a typical $148,247), its price per square foot is higher than 21% of them ($65 against a typical $101), it is bigger than 67% of them (1,680 ft² against a typical 1,485 ft²) and it is newer than 19% of them (1988 against a typical 1999). Measured against all of Carroll County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3198 Black Rock Rd, Ghent, KY?

The 2025 property tax bill for 3198 Black Rock Rd, Ghent, KY was $278. The county assessed it at $25,000.

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