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Single Family ResidenceResidential
$1,199,000$360 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $165,000 on Jul 9, 1996

3198 INDIAN GULF LN

SPRING HILL, FL 34607
6
Beds
5
Baths
3,332 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.2M
$899K low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,000 · Jul 9, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,330 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$754,544 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$252,143
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$502,401
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$705,428
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$754,544

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.128 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.98%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHERNANDO
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 250 ft²Porch · 752 ft²

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westside Elementary SchoolC+
Elementary · Grades PK–5 · 2.3 mi
M
Fox Chapel Middle SchoolC
Middle · Grades 6–8 · 7.1 mi
H
Weeki Wachee High SchoolD
High · Grades 9–12 · 12.0 mi

District: Hernando County School District

Neighborhood · ZIP 34607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.9,189
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.265 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,024
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,154
Average tempThe average temperature here across a full year.71°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3198 Indian Gulf Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Spring Hill 34607
  • Costs more per square foot than 96% of homes in Hernando County
  • Among the largest homes in Hernando County
  • Has a smaller lot than 87% of homes in Hernando County
  • Older than 69% of homes in Hernando County

What homes are worth in Spring Hill 34607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$210K$960K

This home is worth more than almost all homes in Spring Hill 34607.

How it measures up in Spring Hill 34607

The dot is this home. The mark in the middle is the typical home in Spring Hill 34607.

Estimated value$1,199,000
CheaperTypical $410,509Pricier

Pricier than almost all homes nearby

Price per ft²$360
CheaperTypical $264Pricier

Pricier than 78% of homes nearby

Living area3,332 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.18 ac
SmallerTypical 0.2 acBigger

Bigger than 32% of homes nearby

Year built1984
OlderTypical 1988Newer

Newer than 41% of homes nearby

How 3198 Indian Gulf Ln ranks against every home in each area.
MeasureThis homeSpring Hill 34607Hernando County
Estimated valuepricier than$1,199,000almost all homesalmost all homes
Price per ft²pricier than$36078% of homes96% of homes
Living areabigger than3,332 ft²96% of homesalmost all homes
Lot sizebigger than0.18 ac32% of homes13% of homes
Year builtnewer than198441% of homes31% of homes

About 3198 Indian Gulf Ln

How much is 3198 Indian Gulf Ln, Spring Hill, FL worth?

The TopHap Estimate for 3198 Indian Gulf Ln, Spring Hill, FL is $1,199,000 as of Sep 24, 2026. The likely range is $899,263 to $1,498,737. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3198 Indian Gulf Ln, Spring Hill, FL last sell?

3198 Indian Gulf Ln, Spring Hill, FL last sold on Jul 9, 1996 for $165,000, according to the county's recorded deed.

How big is 3198 Indian Gulf Ln, Spring Hill, FL?

3198 Indian Gulf Ln, Spring Hill, FL has 6 bedrooms, 5 bathrooms, 3,332 square feet of living space and a 0.18-acre lot.

When was 3198 Indian Gulf Ln, Spring Hill, FL built?

3198 Indian Gulf Ln, Spring Hill, FL was built in 1984, making it 42 years old. The building has 2 stories.

What schools serve 3198 Indian Gulf Ln, Spring Hill, FL?

3198 Indian Gulf Ln, Spring Hill, FL is assigned to Westside Elementary School (elementary), rated C+; Fox Chapel Middle School (middle), rated C; Weeki Wachee High School (high), rated D. All sit in Hernando County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3198 Indian Gulf Ln, Spring Hill, FL compare to other homes in Spring Hill 34607?

Among the 4,348 homes in Spring Hill 34607, it is worth more than almost all of them ($1,199,000 against a typical $410,509), its price per square foot is higher than 78% of them ($360 against a typical $264), it is bigger than 96% of them (3,332 ft² against a typical 1,624 ft²), its lot is bigger than 32% of them (0.18 ac against a typical 0.2 ac) and it is newer than 41% of them (1984 against a typical 1988). Measured against all of Hernando County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3198 Indian Gulf Ln, Spring Hill, FL?

The 2025 property tax bill for 3198 Indian Gulf Ln, Spring Hill, FL was $11,330. The county assessed it at $754,544.

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