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Single Family ResidenceResidential
$79,054$91 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 49How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $11,000 on Mar 7, 2025

3198 KY ROUTE 581

TUTOR KEY, KY 41263
3
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$79K
$39K low$119K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$11,000 · Mar 7, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$79,054
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,243

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$292 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$26,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJOHNSON
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
W R Castle Memorial Elementary SchoolA-
Elementary · Grades PK–6 · 1.7 mi
M
Johnson County Middle SchoolB-
Middle · Grades 7–8 · 3.0 mi
H
Johnson Central High SchoolA-
High · Grades 9–12 · 3.0 mi

District: Johnson County School District

Neighborhood · ZIP 41263These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.172
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.148
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.731
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.115 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,588
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,529
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3198 Ky Route 581 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Tutor Key 41263
  • Costs more per square foot than 69% of homes in Johnson County
  • Smaller than 89% of homes in Tutor Key 41263
  • Has a smaller lot than 87% of homes in Tutor Key 41263
  • Newer than 73% of homes in Johnson County

What homes are worth in Tutor Key 41263

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$235K

This home is worth more than 16% of homes in Tutor Key 41263.

How it measures up in Tutor Key 41263

The dot is this home. The mark in the middle is the typical home in Tutor Key 41263.

Estimated value$79,054
CheaperTypical $129,484Pricier

Pricier than 16% of homes nearby

Price per ft²$91
CheaperTypical $86Pricier

Pricier than 59% of homes nearby

Living area864 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.25 ac
SmallerTypical 1 acBigger

Bigger than 13% of homes nearby

Year built1996
OlderTypical 1989Newer

Newer than 65% of homes nearby

How 3198 Ky Route 581 ranks against every home in each area.
MeasureThis homeTutor Key 41263Johnson County
Estimated valuepricier than$79,05416% of homes31% of homes
Price per ft²pricier than$9159% of homes69% of homes
Living areabigger than864 ft²11% of homes13% of homes
Lot sizebigger than0.25 ac13% of homes21% of homes
Year builtnewer than199665% of homes73% of homes

About 3198 Ky Route 581

How much is 3198 Ky Route 581, Tutor Key, KY worth?

The TopHap Estimate for 3198 Ky Route 581, Tutor Key, KY is $79,054 as of Jul 14, 2026. The likely range is $38,654 to $119,454. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3198 Ky Route 581, Tutor Key, KY last sell?

3198 Ky Route 581, Tutor Key, KY last sold on Mar 7, 2025 for $11,000, according to the county's recorded deed.

How big is 3198 Ky Route 581, Tutor Key, KY?

3198 Ky Route 581, Tutor Key, KY has 3 bedrooms, 1 bathrooms, 864 square feet of living space and a 0.25-acre lot.

When was 3198 Ky Route 581, Tutor Key, KY built?

3198 Ky Route 581, Tutor Key, KY was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 3198 Ky Route 581, Tutor Key, KY?

3198 Ky Route 581, Tutor Key, KY is assigned to W R Castle Memorial Elementary School (elementary), rated A-; Johnson County Middle School (middle), rated B-; Johnson Central High School (high), rated A-. All sit in Johnson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3198 Ky Route 581, Tutor Key, KY compare to other homes in Tutor Key 41263?

Among the 196 homes in Tutor Key 41263, it is worth more than 16% of them ($79,054 against a typical $129,484), its price per square foot is higher than 59% of them ($91 against a typical $86), it is bigger than 11% of them (864 ft² against a typical 1,392 ft²), its lot is bigger than 13% of them (0.25 ac against a typical 1 ac) and it is newer than 65% of them (1996 against a typical 1989). Measured against all of Johnson County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3198 Ky Route 581, Tutor Key, KY?

The 2025 property tax bill for 3198 Ky Route 581, Tutor Key, KY was $292. The county assessed it at $26,000.

Closest homes

More homes in Tutor Key 41263

Assigned schools

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