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Duplex (2 Units, Any Combination)Residential
Last sold for $55,000 on May 4, 2021

32 FRANKLIN ST

WATERLOO, IA 50703
2
Beds
2.5
Baths
1,088 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1942
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,000 · May 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,326 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,010 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,560
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,630
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$65,010

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterloo West High SchoolD
High · Grades 9–12 · 2.4 mi
E
Fred Becker Elementary SchoolD-
Elementary · Grades PK–5 · 2.5 mi
M
Central Middle SchoolF
Middle · Grades 6–8 · 3.1 mi

District: Waterloo Community School District

Neighborhood · ZIP 50703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.18,803
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,881
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,949
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

32 Franklin St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 79% of homes in Black Hawk County
  • Newer than 86% of homes in Franklin Gateway

How it measures up in Waterloo 50703

The dot is this home. The mark in the middle is the typical home in Waterloo 50703.

Living area1,088 ft²
SmallerTypical 1,056 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.13 ac
SmallerTypical 0.16 acBigger

Bigger than 23% of homes nearby

Year built1942
OlderTypical 1939Newer

Newer than 56% of homes nearby

How 32 Franklin St ranks against every home in each area.
MeasureThis homeFranklin GatewayWaterloo 50703Black Hawk County
Living areabigger than1,088 ft²39% of homes54% of homes40% of homes
Lot sizebigger than0.13 ac64% of homes23% of homes21% of homes
Year builtnewer than194286% of homes56% of homes26% of homes

About 32 Franklin St

When did 32 Franklin St, Waterloo, IA last sell?

32 Franklin St, Waterloo, IA last sold on May 4, 2021 for $55,000, according to the county's recorded deed.

How big is 32 Franklin St, Waterloo, IA?

32 Franklin St, Waterloo, IA has 2 bedrooms, 2.5 bathrooms, 1,088 square feet of living space and a 0.13-acre lot.

When was 32 Franklin St, Waterloo, IA built?

32 Franklin St, Waterloo, IA was built in 1942, making it 84 years old. It is a duplex single home. The building has 1 story.

What schools serve 32 Franklin St, Waterloo, IA?

32 Franklin St, Waterloo, IA is assigned to Waterloo West High School (high), rated D; Fred Becker Elementary School (elementary), rated D-; Central Middle School (middle), rated F. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 32 Franklin St, Waterloo, IA compare to other homes in Waterloo 50703?

Among the 7,469 homes in Waterloo 50703, it is bigger than 54% of them (1,088 ft² against a typical 1,056 ft²), its lot is bigger than 23% of them (0.13 ac against a typical 0.16 ac) and it is newer than 56% of them (1942 against a typical 1939). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 32 Franklin St, Waterloo, IA?

The 2025 property tax bill for 32 Franklin St, Waterloo, IA was $1,326. The county assessed it at $65,010.

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