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Single Family ResidenceResidential
$308,681$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $165,000 on Aug 31, 2012

32 LOCUST LN

PENDLETON, KY 40055
3
Beds
2
Baths
1,262 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$309K
$279K low$339K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,000 · Aug 31, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,928 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$209,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$179,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$209,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHENRY
Lot (acres)The size of the land the home sits on, from county records.1.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Campbellsburg Elementary SchoolD
Elementary · Grades KG–5 · 7.5 mi
H
Henry County High SchoolC+
High · Grades 9–12 · 8.9 mi
M
Henry County Middle SchoolA-
Middle · Grades 6–8 · 9.0 mi

District: Henry County School District

Neighborhood · ZIP 40055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.142
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,818
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,027
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

32 Locust Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Henry County
  • Costs more per square foot than 82% of homes in Henry County
  • Smaller than 83% of homes in Pendleton 40055
  • Has a smaller lot than 78% of homes in Pendleton 40055
  • Newer than 79% of homes in Henry County

What homes are worth in Pendleton 40055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$833K

This home is worth more than 45% of homes in Pendleton 40055.

How it measures up in Pendleton 40055

The dot is this home. The mark in the middle is the typical home in Pendleton 40055.

Estimated value$308,681
CheaperTypical $324,469Pricier

Pricier than 45% of homes nearby

Price per ft²$245
CheaperTypical $208Pricier

Pricier than 69% of homes nearby

Living area1,262 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 17% of homes nearby

Lot size1.18 ac
SmallerTypical 3.84 acBigger

Bigger than 22% of homes nearby

Year built2003
OlderTypical 1997Newer

Newer than 78% of homes nearby

How 32 Locust Ln ranks against every home in each area.
MeasureThis homePendleton 40055Henry County
Estimated valuepricier than$308,68145% of homes70% of homes
Price per ft²pricier than$24569% of homes82% of homes
Living areabigger than1,262 ft²17% of homes36% of homes
Lot sizebigger than1.18 ac22% of homes47% of homes
Year builtnewer than200378% of homes79% of homes

About 32 Locust Ln

How much is 32 Locust Ln, Pendleton, KY worth?

The TopHap Estimate for 32 Locust Ln, Pendleton, KY is $308,681 as of Sep 24, 2026. The likely range is $278,575 to $338,787. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 32 Locust Ln, Pendleton, KY last sell?

32 Locust Ln, Pendleton, KY last sold on Aug 31, 2012 for $165,000, according to the county's recorded deed.

How big is 32 Locust Ln, Pendleton, KY?

32 Locust Ln, Pendleton, KY has 3 bedrooms, 2 bathrooms, 1,262 square feet of living space and a 1.18-acre lot.

When was 32 Locust Ln, Pendleton, KY built?

32 Locust Ln, Pendleton, KY was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 32 Locust Ln, Pendleton, KY?

32 Locust Ln, Pendleton, KY is assigned to Campbellsburg Elementary School (elementary), rated D; Henry County High School (high), rated C+; Henry County Middle School (middle), rated A-. All sit in Henry County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 32 Locust Ln, Pendleton, KY compare to other homes in Pendleton 40055?

Among the 818 homes in Pendleton 40055, it is worth more than 45% of them ($308,681 against a typical $324,469), its price per square foot is higher than 69% of them ($245 against a typical $208), it is bigger than 17% of them (1,262 ft² against a typical 1,612 ft²), its lot is bigger than 22% of them (1.18 ac against a typical 3.84 ac) and it is newer than 78% of them (2003 against a typical 1997). Measured against all of Henry County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 32 Locust Ln, Pendleton, KY?

The 2025 property tax bill for 32 Locust Ln, Pendleton, KY was $1,928. The county assessed it at $209,400.

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