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Single Family ResidenceResidential
$489,508$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

32 SPLIT ROCK RD

WARNER, NH 03278
3
Beds
2.5
Baths
3,181 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.08 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$490K
$434K low$545K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$489,508
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$391,606

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,511 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$664,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$188,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$476,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$279,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
24
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMERRIMACK
Lot (acres)The size of the land the home sits on, from county records.1.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Simonds Elementary SchoolC
Elementary · Grades KG–5 · 0.8 mi
H
Kearsarge Regional High SchoolA-
High · Grades 9–12 · 5.7 mi
M
Kearsarge Regional Middle SchoolB-
Middle · Grades 6–8 · 6.5 mi

District: Kearsarge Regional School District

Neighborhood · ZIP 03278These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,271
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,234
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$125,131
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

32 Split Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Warner 03278
  • Costs less per square foot than 96% of homes in Merrimack County
  • Bigger than 90% of homes in Merrimack County
  • Has a smaller lot than 74% of homes in Warner 03278
  • Newer than 76% of homes in Merrimack County

What homes are worth in Warner 03278

Each bar is how many homes fall in that price range. The marker is this home.

This home
$178K$897K

This home is worth more than 72% of homes in Warner 03278.

How it measures up in Warner 03278

The dot is this home. The mark in the middle is the typical home in Warner 03278.

Estimated value$489,508
CheaperTypical $408,059Pricier

Pricier than 72% of homes nearby

Price per ft²$154
CheaperTypical $210Pricier

Pricier than 10% of homes nearby

Living area3,181 ft²
SmallerTypical 1,900 ft²Bigger

Bigger than 87% of homes nearby

Lot size1.08 ac
SmallerTypical 3.06 acBigger

Bigger than 26% of homes nearby

Year built1998
OlderTypical 1976Newer

Newer than 75% of homes nearby

How 32 Split Rock Rd ranks against every home in each area.
MeasureThis homeWarner 03278Merrimack County
Estimated valuepricier than$489,50872% of homes58% of homes
Price per ft²pricier than$15410% of homes4% of homes
Living areabigger than3,181 ft²87% of homes90% of homes
Lot sizebigger than1.08 ac26% of homes47% of homes
Year builtnewer than199875% of homes76% of homes

About 32 Split Rock Rd

How much is 32 Split Rock Rd, Warner, NH worth?

The TopHap Estimate for 32 Split Rock Rd, Warner, NH is $489,508 as of Jul 14, 2026. The likely range is $433,518 to $545,498. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 32 Split Rock Rd, Warner, NH last sell?

32 Split Rock Rd, Warner, NH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 32 Split Rock Rd, Warner, NH?

32 Split Rock Rd, Warner, NH has 3 bedrooms, 2.5 bathrooms, 3,181 square feet of living space and a 1.08-acre lot.

When was 32 Split Rock Rd, Warner, NH built?

32 Split Rock Rd, Warner, NH was built in 1998, making it 28 years old. It is a cape cod home. The building has 2 stories.

What schools serve 32 Split Rock Rd, Warner, NH?

32 Split Rock Rd, Warner, NH is assigned to Simonds Elementary School (elementary), rated C; Kearsarge Regional High School (high), rated A-; Kearsarge Regional Middle School (middle), rated B-. All sit in Kearsarge Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 32 Split Rock Rd, Warner, NH compare to other homes in Warner 03278?

Among the 1,392 homes in Warner 03278, it is worth more than 72% of them ($489,508 against a typical $408,059), its price per square foot is higher than 10% of them ($154 against a typical $210), it is bigger than 87% of them (3,181 ft² against a typical 1,900 ft²), its lot is bigger than 26% of them (1.08 ac against a typical 3.06 ac) and it is newer than 75% of them (1998 against a typical 1976). Measured against all of Merrimack County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 32 Split Rock Rd, Warner, NH?

The 2025 property tax bill for 32 Split Rock Rd, Warner, NH was $11,511. The county assessed it at $664,600.

Closest homes

More homes in Warner 03278

Assigned schools

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