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Rural ResidenceResidential
$313,165$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 42How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

32 STATE ROUTE 492

MORGANFIELD, KY 42437
3
Beds
1
Baths
2,778 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
841.73 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$313K
$132K low$494K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,160 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$837,441 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$630,916
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$206,525
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$849,486
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$6,120,338

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.841.73
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Union County High SchoolC
High · Grades 9–12 · 1.5 mi
M
Union County Middle SchoolD+
Middle · Grades 6–8 · 1.7 mi
E
Morganfield Elementary SchoolC-
Elementary · Grades KG–5 · 2.5 mi

District: Union County School District

Neighborhood · ZIP 42437These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.187

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,102
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,671
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,495
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

32 State Route 492 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Union County
  • Costs less per square foot than 67% of homes in Morganfield 42437
  • Bigger than 98% of homes in Morganfield 42437
  • Among the largest lots in Morganfield 42437

What homes are worth in Morganfield 42437

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$443K

This home is worth more than 92% of homes in Morganfield 42437.

How it measures up in Morganfield 42437

The dot is this home. The mark in the middle is the typical home in Morganfield 42437.

Estimated value$313,165
CheaperTypical $138,037Pricier

Pricier than 92% of homes nearby

Price per ft²$113
CheaperTypical $181Pricier

Pricier than 33% of homes nearby

Living area2,778 ft²
SmallerTypical 828 ft²Bigger

Bigger than 98% of homes nearby

Lot size841.73 ac
SmallerTypical 0.59 acBigger

Bigger than almost all homes nearby

How 32 State Route 492 ranks against every home in each area.
MeasureThis homeMorganfield 42437Union County
Estimated valuepricier than$313,16592% of homes94% of homes
Price per ft²pricier than$11333% of homes42% of homes
Living areabigger than2,778 ft²98% of homes98% of homes
Lot sizebigger than841.73 acalmost all homesalmost all homes

About 32 State Route 492

How much is 32 State Route 492, Morganfield, KY worth?

The TopHap Estimate for 32 State Route 492, Morganfield, KY is $313,165 as of Jul 14, 2026. The likely range is $132,259 to $494,071. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 32 State Route 492, Morganfield, KY?

32 State Route 492, Morganfield, KY has 3 bedrooms, 1 bathrooms, 2,778 square feet of living space and a 841.73-acre lot.

What schools serve 32 State Route 492, Morganfield, KY?

32 State Route 492, Morganfield, KY is assigned to Union County High School (high), rated C; Union County Middle School (middle), rated D+; Morganfield Elementary School (elementary), rated C-. All sit in Union County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 32 State Route 492, Morganfield, KY compare to other homes in Morganfield 42437?

Among the 2,600 homes in Morganfield 42437, it is worth more than 92% of them ($313,165 against a typical $138,037), its price per square foot is higher than 33% of them ($113 against a typical $181), it is bigger than 98% of them (2,778 ft² against a typical 828 ft²) and its lot is bigger than almost all of them (841.73 ac against a typical 0.59 ac). Measured against all of Union County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 32 State Route 492, Morganfield, KY?

The 2025 property tax bill for 32 State Route 492, Morganfield, KY was $9,160. The county assessed it at $837,441.

More homes on State Route 492

Closest homes

More homes in Morganfield 42437

Assigned schools

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See this home in context

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