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Single Family ResidenceResidential
$673,216$436 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

320 1ST ST SW

CARMEL, IN 46032
2
Beds
1.5
Baths
1,544 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$673K
$609K low$737K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,484 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$502,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$178,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$324,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$424,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$502,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAMILTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.39
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Carmel Elementary SchoolA
Elementary · Grades KG–5 · 0.6 mi
H
Carmel High School
High · Grades 9–12 · 0.6 mi
M
Carmel Middle SchoolA+
Middle · Grades 6–8 · 0.6 mi

District: Carmel Clay Schools

Neighborhood · ZIP 46032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.57,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$133,197
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$172,855
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 1st St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Hamilton County
  • Among the highest price per square foot in Hamilton County
  • Smaller than 88% of homes in Carmel 46032
  • Has a bigger lot than 74% of homes in Hamilton County
  • Older than 93% of homes in Carmel 46032

What homes are worth in Carmel 46032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$241K$1.9M

This home is worth more than 63% of homes in Carmel 46032.

How it measures up in Carmel 46032

The dot is this home. The mark in the middle is the typical home in Carmel 46032.

Estimated value$673,216
CheaperTypical $557,594Pricier

Pricier than 63% of homes nearby

Price per ft²$436
CheaperTypical $211Pricier

Pricier than almost all homes nearby

Living area1,544 ft²
SmallerTypical 2,819 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.39 ac
SmallerTypical 0.34 acBigger

Bigger than 59% of homes nearby

Year built1965
OlderTypical 1996Newer

Newer than 7% of homes nearby

How 320 1st St Sw ranks against every home in each area.
MeasureThis homeCarmel 46032Hamilton County
Estimated valuepricier than$673,21663% of homes80% of homes
Price per ft²pricier than$436almost all homesalmost all homes
Living areabigger than1,544 ft²12% of homes14% of homes
Lot sizebigger than0.39 ac59% of homes74% of homes
Year builtnewer than19657% of homes7% of homes

About 320 1st St Sw

How much is 320 1st St Sw, Carmel, IN worth?

The TopHap Estimate for 320 1st St Sw, Carmel, IN is $673,216 as of Sep 24, 2026. The likely range is $609,250 to $737,182. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 1st St Sw, Carmel, IN last sell?

320 1st St Sw, Carmel, IN last sold on Jul 7, 2021, according to the county's recorded deed.

How big is 320 1st St Sw, Carmel, IN?

320 1st St Sw, Carmel, IN has 2 bedrooms, 1.5 bathrooms, 1,544 square feet of living space and a 0.39-acre lot.

When was 320 1st St Sw, Carmel, IN built?

320 1st St Sw, Carmel, IN was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 320 1st St Sw, Carmel, IN?

320 1st St Sw, Carmel, IN is assigned to Carmel Elementary School (elementary), rated A; Carmel High School (high); Carmel Middle School (middle), rated A+. All sit in Carmel Clay Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 1st St Sw, Carmel, IN compare to other homes in Carmel 46032?

Among the 15,896 homes in Carmel 46032, it is worth more than 63% of them ($673,216 against a typical $557,594), its price per square foot is higher than almost all of them ($436 against a typical $211), it is bigger than 12% of them (1,544 ft² against a typical 2,819 ft²), its lot is bigger than 59% of them (0.39 ac against a typical 0.34 ac) and it is newer than 7% of them (1965 against a typical 1996). Measured against all of Hamilton County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 1st St Sw, Carmel, IN?

The 2024 property tax bill for 320 1st St Sw, Carmel, IN was $8,484. The county assessed it at $502,900.

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