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Single Family ResidenceResidential
$297,829$284 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $38,000 on Dec 22, 2010

320 CLAY ST

BELMONT, NC 28012
3
Beds
1
Baths
1,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$298K
$263K low$333K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$38,000 · Dec 22, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,852 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,750 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$175,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyGASTON
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Belmont Central Elementary SchoolC+
Elementary · Grades PK–5 · 0.4 mi
M
Belmont Middle SchoolC
Middle · Grades 6–8 · 0.5 mi
H
South Point High SchoolA-
High · Grades 9–12 · 1.7 mi

District: Gaston County Schools

Neighborhood · ZIP 28012These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.28,280
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.906 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,550
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,168
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Belmont 28012
  • Costs more per square foot than 94% of homes in Gaston County
  • Smaller than 88% of homes in Belmont 28012
  • Has a smaller lot than 77% of homes in Gaston County
  • Older than 65% of homes in Belmont 28012

What homes are worth in Belmont 28012

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$1.5M

This home is worth more than 23% of homes in Belmont 28012.

How it measures up in Belmont 28012

The dot is this home. The mark in the middle is the typical home in Belmont 28012.

Estimated value$297,829
CheaperTypical $446,291Pricier

Pricier than 23% of homes nearby

Price per ft²$284
CheaperTypical $234Pricier

Pricier than 79% of homes nearby

Living area1,050 ft²
SmallerTypical 1,843 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.21 ac
SmallerTypical 0.33 acBigger

Bigger than 31% of homes nearby

Year built1980
OlderTypical 1999Newer

Newer than 35% of homes nearby

How 320 Clay St ranks against every home in each area.
MeasureThis homeBelmont 28012Gaston County
Estimated valuepricier than$297,82923% of homes51% of homes
Price per ft²pricier than$28479% of homes94% of homes
Living areabigger than1,050 ft²12% of homes16% of homes
Lot sizebigger than0.21 ac31% of homes23% of homes
Year builtnewer than198035% of homes48% of homes

About 320 Clay St

How much is 320 Clay St, Belmont, NC worth?

The TopHap Estimate for 320 Clay St, Belmont, NC is $297,829 as of Sep 24, 2026. The likely range is $262,734 to $332,924. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Clay St, Belmont, NC last sell?

320 Clay St, Belmont, NC last sold on Dec 22, 2010 for $38,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 320 Clay St, Belmont, NC?

320 Clay St, Belmont, NC has 3 bedrooms, 1 bathrooms, 1,050 square feet of living space and a 0.21-acre lot.

When was 320 Clay St, Belmont, NC built?

320 Clay St, Belmont, NC was built in 1980, making it 46 years old. It is a ranch home. The building has 1 story.

What schools serve 320 Clay St, Belmont, NC?

320 Clay St, Belmont, NC is assigned to Belmont Central Elementary School (elementary), rated C+; Belmont Middle School (middle), rated C; South Point High School (high), rated A-. All sit in Gaston County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Clay St, Belmont, NC compare to other homes in Belmont 28012?

Among the 11,311 homes in Belmont 28012, it is worth more than 23% of them ($297,829 against a typical $446,291), its price per square foot is higher than 79% of them ($284 against a typical $234), it is bigger than 12% of them (1,050 ft² against a typical 1,843 ft²), its lot is bigger than 31% of them (0.21 ac against a typical 0.33 ac) and it is newer than 35% of them (1980 against a typical 1999). Measured against all of Gaston County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Clay St, Belmont, NC?

The 2026 property tax bill for 320 Clay St, Belmont, NC was $1,852. The county assessed it at $175,750.

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