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Single Family ResidenceResidential
$198,042$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

320 COMMERCE ST

PALACIOS, TX 77465
1.5
Baths
2,272 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.

Valuation

$198K
$181K low$216K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$209,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$156,060
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$177,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
81
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.75%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMatagorda
Lot (acres)The size of the land the home sits on, from county records.0.57
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Palacios Junior Senior High SchoolC-
Middle · Grades 6–12 · 1.8 mi
E
Palacios Elementary SchoolC+
Elementary · Grades PK–5 · 1.9 mi

District: Palacios Independent School District

Neighborhood · ZIP 77465These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.7,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,052
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,741
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 93% of homes in Matagorda County
  • Bigger than 90% of homes in Palacios 77465
  • Has a bigger lot than 73% of homes in Matagorda County
  • Among the oldest homes in Matagorda County

What homes are worth in Palacios 77465

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$611K

This home is worth more than 49% of homes in Palacios 77465.

How it measures up in Palacios 77465

The dot is this home. The mark in the middle is the typical home in Palacios 77465.

Estimated value$198,042
CheaperTypical $201,710Pricier

Pricier than 49% of homes nearby

Price per ft²$87
CheaperTypical $153Pricier

Pricier than 13% of homes nearby

Living area2,272 ft²
SmallerTypical 1,250 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.57 ac
SmallerTypical 0.32 acBigger

Bigger than 71% of homes nearby

Year built1920
OlderTypical 1985Newer

Newer than 3% of homes nearby

How 320 Commerce St ranks against every home in each area.
MeasureThis homePalacios 77465Matagorda County
Estimated valuepricier than$198,04249% of homes40% of homes
Price per ft²pricier than$8713% of homes7% of homes
Living areabigger than2,272 ft²90% of homes88% of homes
Lot sizebigger than0.57 ac71% of homes73% of homes
Year builtnewer than19203% of homesalmost no homes

About 320 Commerce St

How much is 320 Commerce St, Palacios, TX worth?

The TopHap Estimate for 320 Commerce St, Palacios, TX is $198,042 as of Aug 30, 2026. The likely range is $180,578 to $215,506. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Commerce St, Palacios, TX last sell?

320 Commerce St, Palacios, TX last sold on Dec 10, 2024, according to the county's recorded deed.

How big is 320 Commerce St, Palacios, TX?

320 Commerce St, Palacios, TX has 1.5 bathrooms, 2,272 square feet of living space and a 0.57-acre lot.

When was 320 Commerce St, Palacios, TX built?

320 Commerce St, Palacios, TX was built in 1920, making it 106 years old.

What schools serve 320 Commerce St, Palacios, TX?

320 Commerce St, Palacios, TX is assigned to Palacios Junior Senior High School (middle), rated C-; Palacios Elementary School (elementary), rated C+. All sit in Palacios Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Commerce St, Palacios, TX compare to other homes in Palacios 77465?

Among the 4,224 homes in Palacios 77465, it is worth more than 49% of them ($198,042 against a typical $201,710), its price per square foot is higher than 13% of them ($87 against a typical $153), it is bigger than 90% of them (2,272 ft² against a typical 1,250 ft²), its lot is bigger than 71% of them (0.57 ac against a typical 0.32 ac) and it is newer than 3% of them (1920 against a typical 1985). Measured against all of Matagorda County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Commerce St

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