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Single Family ResidentialResidential
$748,285
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $27,000 on Oct 20, 1999

320 ELK RIDGE TRL

RIDGWAY, CO 81432
0
Baths
0.8 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$748K
$633K low$863K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$27,000 · Oct 20, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$748,285
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$598,628

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,207 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,580 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,140
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,440
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,870
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
54
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyOURAY
Lot (acres)The size of the land the home sits on, from county records.0.80
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ouray Elementary School
Elementary · Grades PK–6 · 4.5 mi
H
Ouray High SchoolA
High · Grades 9–12 · 4.5 mi
M
Ouray Middle School
Middle · Grades 7–8 · 4.5 mi

District: Ouray School District R-1

Neighborhood · ZIP 81432These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,369
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,088
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Elk Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Ridgway 81432
  • Has a smaller lot than 69% of homes in Ridgway 81432

What homes are worth in Ridgway 81432

Each bar is how many homes fall in that price range. The marker is this home.

This home
$346K$3M

This home is worth more than 22% of homes in Ridgway 81432.

How it measures up in Ridgway 81432

The dot is this home. The mark in the middle is the typical home in Ridgway 81432.

Estimated value$748,285
CheaperTypical $1,018,540Pricier

Pricier than 22% of homes nearby

Lot size0.8 ac
SmallerTypical 1.91 acBigger

Bigger than 31% of homes nearby

How 320 Elk Ridge Trl ranks against every home in each area.
MeasureThis homeRidgway 81432Ouray County
Estimated valuepricier than$748,28522% of homes32% of homes
Lot sizebigger than0.8 ac31% of homes40% of homes

About 320 Elk Ridge Trl

How much is 320 Elk Ridge Trl, Ridgway, CO worth?

The TopHap Estimate for 320 Elk Ridge Trl, Ridgway, CO is $748,285 as of Jul 14, 2026. The likely range is $633,332 to $863,238. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Elk Ridge Trl, Ridgway, CO last sell?

320 Elk Ridge Trl, Ridgway, CO last sold on Oct 20, 1999 for $27,000, according to the county's recorded deed.

What schools serve 320 Elk Ridge Trl, Ridgway, CO?

320 Elk Ridge Trl, Ridgway, CO is assigned to Ouray Elementary School (elementary); Ouray High School (high), rated A; Ouray Middle School (middle). All sit in Ouray School District R-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Elk Ridge Trl, Ridgway, CO compare to other homes in Ridgway 81432?

Among the 2,038 homes in Ridgway 81432, it is worth more than 22% of them ($748,285 against a typical $1,018,540) and its lot is bigger than 31% of them (0.8 ac against a typical 1.91 ac). Measured against all of Ouray County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Elk Ridge Trl, Ridgway, CO?

The 2025 property tax bill for 320 Elk Ridge Trl, Ridgway, CO was $2,207. The county assessed it at $39,580.

Closest homes

More homes in Ridgway 81432

Assigned schools

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