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Single Family ResidenceResidential
$112,543$91 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

320 HOWARD ST

EFFINGHAM, KS 66023
2
Beds
1
Baths
1,230 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$113K
$99K low$126K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,858 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,865 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,208
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,657
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,943
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,650

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyATCHISON
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 72 ft²Shed · 120 ft²Porch · 66 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Atchison County Community Elementary SchoolA-
Elementary · Grades PK–6 · 0.3 mi
M
Atchison County Community Jr/Sr High SchoolC-
Middle · Grades 7–12 · 0.5 mi

District: Atchison County Community Schools Unified School District 377

Neighborhood · ZIP 66023These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,007
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,377
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Effingham 66023
  • Smaller than 71% of homes in Effingham 66023
  • Has a smaller lot than 85% of homes in Effingham 66023

What homes are worth in Effingham 66023

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$354K

This home is worth more than 26% of homes in Effingham 66023.

How it measures up in Effingham 66023

The dot is this home. The mark in the middle is the typical home in Effingham 66023.

Estimated value$112,543
CheaperTypical $144,315Pricier

Pricier than 26% of homes nearby

Price per ft²$91
CheaperTypical $99Pricier

Pricier than 41% of homes nearby

Living area1,230 ft²
SmallerTypical 1,459 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.28 ac
SmallerTypical 1.6 acBigger

Bigger than 15% of homes nearby

Year built1953
OlderTypical 1966Newer

Newer than 42% of homes nearby

How 320 Howard St ranks against every home in each area.
MeasureThis homeEffingham 66023Atchison County
Estimated valuepricier than$112,54326% of homes35% of homes
Price per ft²pricier than$9141% of homes44% of homes
Living areabigger than1,230 ft²29% of homes34% of homes
Lot sizebigger than0.28 ac15% of homes40% of homes
Year builtnewer than195342% of homes52% of homes

About 320 Howard St

How much is 320 Howard St, Effingham, KS worth?

The TopHap Estimate for 320 Howard St, Effingham, KS is $112,543 as of Sep 24, 2026. The likely range is $98,634 to $126,452. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Howard St, Effingham, KS last sell?

320 Howard St, Effingham, KS last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 320 Howard St, Effingham, KS?

320 Howard St, Effingham, KS has 2 bedrooms, 1 bathrooms, 1,230 square feet of living space and a 0.28-acre lot.

When was 320 Howard St, Effingham, KS built?

320 Howard St, Effingham, KS was built in 1953, making it 73 years old. It is a ranch home. The building has 1 story.

What schools serve 320 Howard St, Effingham, KS?

320 Howard St, Effingham, KS is assigned to Atchison County Community Elementary School (elementary), rated A-; Atchison County Community Jr/Sr High School (middle), rated C-. All sit in Atchison County Community Schools Unified School District 377. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Howard St, Effingham, KS compare to other homes in Effingham 66023?

Among the 473 homes in Effingham 66023, it is worth more than 26% of them ($112,543 against a typical $144,315), its price per square foot is higher than 41% of them ($91 against a typical $99), it is bigger than 29% of them (1,230 ft² against a typical 1,459 ft²), its lot is bigger than 15% of them (0.28 ac against a typical 1.6 ac) and it is newer than 42% of them (1953 against a typical 1966). Measured against all of Atchison County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Howard St, Effingham, KS?

The 2025 property tax bill for 320 Howard St, Effingham, KS was $2,858. The county assessed it at $16,865.

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