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Single Family ResidenceResidential
$574,637$380 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $549,900 on Feb 9, 2026

320 HOWARD ST

SOUTH BEND, IN 46617
3
Beds
2
Baths
1,512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1923
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$575K
$467K low$683K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$549,900 · Feb 9, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,025 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$386,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$372,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$306,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$386,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. JOSEPH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1972
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Jefferson Traditional SchoolC-
Middle · Grades 6–8 · 1.4 mi
H
Adams High SchoolC+
High · Grades 9–12 · 1.9 mi
E
Nuner Fine Arts AcademyD+
Elementary · Grades PK–5 · 2.7 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46617These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,964
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,886 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,724
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,993
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in St. Joseph County
  • Costs more per square foot than 96% of homes in St. Joseph County
  • Bigger than 66% of homes in Northeast South Bend
  • Has a smaller lot than 95% of homes in St. Joseph County
  • Older than 84% of homes in St. Joseph County

What homes are worth in South Bend 46617

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$1.6M

This home is worth more than 76% of homes in South Bend 46617.

How it measures up in South Bend 46617

The dot is this home. The mark in the middle is the typical home in South Bend 46617.

Estimated value$574,637
CheaperTypical $332,964Pricier

Pricier than 76% of homes nearby

Price per ft²$380
CheaperTypical $225Pricier

Pricier than 80% of homes nearby

Living area1,512 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.1 ac
SmallerTypical 0.16 acBigger

Bigger than 17% of homes nearby

Year built1923
OlderTypical 1948Newer

Newer than 22% of homes nearby

How 320 Howard St ranks against every home in each area.
MeasureThis homeNortheast South BendSouth Bend 46617St. Joseph County
Estimated valuepricier than$574,63770% of homes76% of homes95% of homes
Price per ft²pricier than$38069% of homes80% of homes96% of homes
Living areabigger than1,512 ft²66% of homes51% of homes56% of homes
Lot sizebigger than0.1 ac32% of homes17% of homes5% of homes
Year builtnewer than192329% of homes22% of homes16% of homes

About 320 Howard St

How much is 320 Howard St, South Bend, IN worth?

The TopHap Estimate for 320 Howard St, South Bend, IN is $574,637 as of Aug 30, 2026. The likely range is $466,611 to $682,663. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Howard St, South Bend, IN last sell?

320 Howard St, South Bend, IN last sold on Feb 9, 2026 for $549,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 320 Howard St, South Bend, IN?

320 Howard St, South Bend, IN has 3 bedrooms, 2 bathrooms, 1,512 square feet of living space and a 0.10-acre lot.

When was 320 Howard St, South Bend, IN built?

320 Howard St, South Bend, IN was built in 1923, making it 103 years old. The building has 2 stories.

What schools serve 320 Howard St, South Bend, IN?

320 Howard St, South Bend, IN is assigned to Jefferson Traditional School (middle), rated C-; Adams High School (high), rated C+; Nuner Fine Arts Academy (elementary), rated D+. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Howard St, South Bend, IN compare to other homes in South Bend 46617?

Among the 4,375 homes in South Bend 46617, it is worth more than 76% of them ($574,637 against a typical $332,964), its price per square foot is higher than 80% of them ($380 against a typical $225), it is bigger than 51% of them (1,512 ft² against a typical 1,482 ft²), its lot is bigger than 17% of them (0.1 ac against a typical 0.16 ac) and it is newer than 22% of them (1923 against a typical 1948). Measured against all of St. Joseph County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Howard St, South Bend, IN?

The 2025 property tax bill for 320 Howard St, South Bend, IN was $9,025. The county assessed it at $386,300.

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