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Single Family ResidenceResidential
$514,158$273 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $258,500 on Mar 10, 2003

320 JAMES ST

MODESTO, CA 95354
3
Beds
2
Baths
1,883 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$514K
$489K low$539K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$258,500 · Mar 10, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,736 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$408,632 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,786
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$297,846
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$400,620

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
76
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANISLAUS
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Canal

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wilson ElementaryD
Elementary · Grades KG–6 · 0.5 mi
M
La Loma Junior HighC-
Middle · Grades 7–8 · 1.1 mi
H
Peter Johansen High SchoolC-
High · Grades 9–12 · 3.7 mi

District: Modesto City Elementary School District

Neighborhood · ZIP 95354These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.134

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.28,549
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,318 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,723
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,439
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Modesto 95354
  • Costs less per square foot than 67% of homes in Modesto 95354
  • Bigger than 84% of homes in Modesto 95354
  • Has a bigger lot than 98% of homes in Modesto 95354
  • Among the oldest homes in Stanislaus County

What homes are worth in Modesto 95354

Each bar is how many homes fall in that price range. The marker is this home.

This home
$234K$686K

This home is worth more than 90% of homes in Modesto 95354.

How it measures up in Modesto 95354

The dot is this home. The mark in the middle is the typical home in Modesto 95354.

Estimated value$514,158
CheaperTypical $388,281Pricier

Pricier than 90% of homes nearby

Price per ft²$273
CheaperTypical $297Pricier

Pricier than 33% of homes nearby

Living area1,883 ft²
SmallerTypical 1,310 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.4 ac
SmallerTypical 0.15 acBigger

Bigger than 98% of homes nearby

Year built1915
OlderTypical 1952Newer

Newer than 3% of homes nearby

How 320 James St ranks against every home in each area.
MeasureThis homeModesto 95354Stanislaus County
Estimated valuepricier than$514,15890% of homes71% of homes
Price per ft²pricier than$27333% of homes40% of homes
Living areabigger than1,883 ft²84% of homes68% of homes
Lot sizebigger than0.4 ac98% of homes91% of homes
Year builtnewer than19153% of homesalmost no homes

About 320 James St

How much is 320 James St, Modesto, CA worth?

The TopHap Estimate for 320 James St, Modesto, CA is $514,158 as of Oct 21, 2026. The likely range is $489,399 to $538,917. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 James St, Modesto, CA last sell?

320 James St, Modesto, CA last sold on Mar 10, 2003 for $258,500, according to the county's recorded deed.

How big is 320 James St, Modesto, CA?

320 James St, Modesto, CA has 3 bedrooms, 2 bathrooms, 1,883 square feet of living space and a 0.40-acre lot.

When was 320 James St, Modesto, CA built?

320 James St, Modesto, CA was built in 1915, making it 111 years old. The building has 2 stories.

What schools serve 320 James St, Modesto, CA?

320 James St, Modesto, CA is assigned to Wilson Elementary (elementary), rated D; La Loma Junior High (middle), rated C-; Peter Johansen High School (high), rated C-. All sit in Modesto City Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 James St, Modesto, CA compare to other homes in Modesto 95354?

Among the 7,154 homes in Modesto 95354, it is worth more than 90% of them ($514,158 against a typical $388,281), its price per square foot is higher than 33% of them ($273 against a typical $297), it is bigger than 84% of them (1,883 ft² against a typical 1,310 ft²), its lot is bigger than 98% of them (0.4 ac against a typical 0.15 ac) and it is newer than 3% of them (1915 against a typical 1952). Measured against all of Stanislaus County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 James St, Modesto, CA?

The 2026 property tax bill for 320 James St, Modesto, CA was $4,736. The county assessed it at $408,632.

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