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Single Family ResidenceResidential
$252,952$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $214,000 on Jan 22, 2024

320 NATIONAL HWY

CUMBERLAND, MD 21502
1.5
Baths
1,829 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$253K
$243K low$263K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$214,000 · Jan 22, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,194 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$166,967 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$129,833
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$204,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 270 ft²Porch · 24 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Allegany High SchoolC+
High · Grades 9–12 · 0.7 mi
E
Cash Valley Elementary SchoolB+
Elementary · Grades PK–5 · 0.7 mi
M
Braddock Middle SchoolB
Middle · Grades 6–8 · 1.7 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.41,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.436 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,358
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,957
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 National Hwy measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Cumberland 21502
  • Costs more per square foot than 68% of homes in Allegany County
  • Bigger than 77% of homes in Cumberland 21502
  • Older than 82% of homes in Allegany County

What homes are worth in Cumberland 21502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$437K

This home is worth more than 85% of homes in Cumberland 21502.

How it measures up in Cumberland 21502

The dot is this home. The mark in the middle is the typical home in Cumberland 21502.

Estimated value$252,952
CheaperTypical $147,294Pricier

Pricier than 85% of homes nearby

Price per ft²$138
CheaperTypical $114Pricier

Pricier than 67% of homes nearby

Living area1,829 ft²
SmallerTypical 1,364 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.23 ac
SmallerTypical 0.22 acBigger

Bigger than 52% of homes nearby

Year built1915
OlderTypical 1945Newer

Newer than 20% of homes nearby

How 320 National Hwy ranks against every home in each area.
MeasureThis homeCumberland 21502Allegany County
Estimated valuepricier than$252,95285% of homes84% of homes
Price per ft²pricier than$13867% of homes68% of homes
Living areabigger than1,829 ft²77% of homes76% of homes
Lot sizebigger than0.23 ac52% of homes43% of homes
Year builtnewer than191520% of homes18% of homes

About 320 National Hwy

How much is 320 National Hwy, Cumberland, MD worth?

The TopHap Estimate for 320 National Hwy, Cumberland, MD is $252,952 as of Oct 21, 2026. The likely range is $242,580 to $263,324. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 National Hwy, Cumberland, MD last sell?

320 National Hwy, Cumberland, MD last sold on Jan 22, 2024 for $214,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 320 National Hwy, Cumberland, MD?

320 National Hwy, Cumberland, MD has 1.5 bathrooms, 1,829 square feet of living space and a 0.23-acre lot.

When was 320 National Hwy, Cumberland, MD built?

320 National Hwy, Cumberland, MD was built in 1915, making it 111 years old. The building has 2 stories.

What schools serve 320 National Hwy, Cumberland, MD?

320 National Hwy, Cumberland, MD is assigned to Allegany High School (high), rated C+; Cash Valley Elementary School (elementary), rated B+; Braddock Middle School (middle), rated B. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 National Hwy, Cumberland, MD compare to other homes in Cumberland 21502?

Among the 15,376 homes in Cumberland 21502, it is worth more than 85% of them ($252,952 against a typical $147,294), its price per square foot is higher than 67% of them ($138 against a typical $114), it is bigger than 77% of them (1,829 ft² against a typical 1,364 ft²), its lot is bigger than 52% of them (0.23 ac against a typical 0.22 ac) and it is newer than 20% of them (1915 against a typical 1945). Measured against all of Allegany County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 National Hwy, Cumberland, MD?

The 2025 property tax bill for 320 National Hwy, Cumberland, MD was $1,194. The county assessed it at $166,967.

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