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Single Family ResidenceResidential
$464,428$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $460,000 on Jun 30, 2026

320 REED PL

MONTEREY, TN 38574
2
Beds
2
Baths
1,961 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$464K
$388K low$541K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$460,000 · Jun 30, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,425
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,075
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$53,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$214,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPUTNAM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2011
Lot (acres)The size of the land the home sits on, from county records.6.42
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 620 ft²Patio · 620 ft²Porch · 259 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Monterey High SchoolC-
Middle · Grades 7–12 · 1.0 mi
E
Burks Elementary SchoolB
Elementary · Grades PK–6 · 1.1 mi

District: Putnam County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Reed Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Monterey 38574
  • Costs more per square foot than 87% of homes in Putnam County
  • Bigger than 74% of homes in Monterey 38574
  • Has a bigger lot than 90% of homes in Putnam County

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$749K

This home is worth more than 81% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$464,428
CheaperTypical $244,587Pricier

Pricier than 81% of homes nearby

Price per ft²$237
CheaperTypical $163Pricier

Pricier than 83% of homes nearby

Living area1,961 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 74% of homes nearby

Lot size6.42 ac
SmallerTypical 2.5 acBigger

Bigger than 80% of homes nearby

Year built1994
OlderTypical 1993Newer

Newer than 52% of homes nearby

How 320 Reed Pl ranks against every home in each area.
MeasureThis homeMonterey 38574Putnam County
Estimated valuepricier than$464,42881% of homes81% of homes
Price per ft²pricier than$23783% of homes87% of homes
Living areabigger than1,961 ft²74% of homes69% of homes
Lot sizebigger than6.42 ac80% of homes90% of homes
Year builtnewer than199452% of homes56% of homes

About 320 Reed Pl

How much is 320 Reed Pl, Monterey, TN worth?

The TopHap Estimate for 320 Reed Pl, Monterey, TN is $464,428 as of Aug 30, 2026. The likely range is $387,830 to $541,026. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Reed Pl, Monterey, TN last sell?

320 Reed Pl, Monterey, TN last sold on Jun 30, 2026 for $460,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 320 Reed Pl, Monterey, TN?

320 Reed Pl, Monterey, TN has 2 bedrooms, 2 bathrooms, 1,961 square feet of living space and a 6.42-acre lot.

When was 320 Reed Pl, Monterey, TN built?

320 Reed Pl, Monterey, TN was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 320 Reed Pl, Monterey, TN?

320 Reed Pl, Monterey, TN is assigned to Monterey High School (middle), rated C-; Burks Elementary School (elementary), rated B. All sit in Putnam County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Reed Pl, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,756 homes in Monterey 38574, it is worth more than 81% of them ($464,428 against a typical $244,587), its price per square foot is higher than 83% of them ($237 against a typical $163), it is bigger than 74% of them (1,961 ft² against a typical 1,500 ft²), its lot is bigger than 80% of them (6.42 ac against a typical 2.5 ac) and it is newer than 52% of them (1994 against a typical 1993). Measured against all of Putnam County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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