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Single Family ResidenceResidential
$375,354$197 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $340,000 on Jun 26, 2024

320 RIVER DR

HOT SPRINGS, NC 28743
3 / 1
Baths
1,904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$375K
$319K low$432K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$340,000 · Jun 26, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,298 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$588,326 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,510
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$539,816
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$588,326
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$588,326

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 80 ft²Porch · 168 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hot Springs Elementary SchoolC+
Elementary · Grades KG–5 · 0.2 mi
M
Madison Middle SchoolB-
Middle · Grades 6–8 · 7.5 mi
H
Madison Early College High SchoolB-
High · Grades 9–12 · 10.3 mi

District: Madison County Schools

Neighborhood · ZIP 28743These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.164
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.127

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,433
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,381
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,080
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 69% of homes in Madison County
  • Bigger than 77% of homes in Hot Springs 28743
  • Has a smaller lot than 92% of homes in Madison County
  • Newer than 85% of homes in Hot Springs 28743

What homes are worth in Hot Springs 28743

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$1.3M

This home is worth more than 60% of homes in Hot Springs 28743.

How it measures up in Hot Springs 28743

The dot is this home. The mark in the middle is the typical home in Hot Springs 28743.

Estimated value$375,354
CheaperTypical $322,367Pricier

Pricier than 60% of homes nearby

Price per ft²$197
CheaperTypical $227Pricier

Pricier than 38% of homes nearby

Living area1,904 ft²
SmallerTypical 1,384 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.46 ac
SmallerTypical 4 acBigger

Bigger than 10% of homes nearby

Year built2007
OlderTypical 1985Newer

Newer than 85% of homes nearby

How 320 River Dr ranks against every home in each area.
MeasureThis homeHot Springs 28743Madison County
Estimated valuepricier than$375,35460% of homes50% of homes
Price per ft²pricier than$19738% of homes31% of homes
Living areabigger than1,904 ft²77% of homes70% of homes
Lot sizebigger than0.46 ac10% of homes8% of homes
Year builtnewer than200785% of homes81% of homes

About 320 River Dr

How much is 320 River Dr, Hot Springs, NC worth?

The TopHap Estimate for 320 River Dr, Hot Springs, NC is $375,354 as of Sep 24, 2026. The likely range is $319,071 to $431,637. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 River Dr, Hot Springs, NC last sell?

320 River Dr, Hot Springs, NC last sold on Jun 26, 2024 for $340,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 320 River Dr, Hot Springs, NC?

320 River Dr, Hot Springs, NC has 3 bathrooms, 1,904 square feet of living space and a 0.46-acre lot.

When was 320 River Dr, Hot Springs, NC built?

320 River Dr, Hot Springs, NC was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 320 River Dr, Hot Springs, NC?

320 River Dr, Hot Springs, NC is assigned to Hot Springs Elementary School (elementary), rated C+; Madison Middle School (middle), rated B-; Madison Early College High School (high), rated B-. All sit in Madison County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 River Dr, Hot Springs, NC compare to other homes in Hot Springs 28743?

Among the 1,310 homes in Hot Springs 28743, it is worth more than 60% of them ($375,354 against a typical $322,367), its price per square foot is higher than 38% of them ($197 against a typical $227), it is bigger than 77% of them (1,904 ft² against a typical 1,384 ft²), its lot is bigger than 10% of them (0.46 ac against a typical 4 ac) and it is newer than 85% of them (2007 against a typical 1985). Measured against all of Madison County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 River Dr, Hot Springs, NC?

The 2024 property tax bill for 320 River Dr, Hot Springs, NC was $2,298. The county assessed it at $588,326.

More homes on River Dr

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