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Single Family ResidenceResidential
$332,466$282 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $240,000 on Oct 19, 2022

320 RIVER ST

SPRING LAKE, MI 49456
2
Beds
2.5
Baths
1,181 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$332K
$307K low$358K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Oct 19, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,466
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,573
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$228,000
MORTGAGE 1 INC · recorded Oct 19, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,577 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$164,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$351,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOTTAWA
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Holmes Elementary SchoolA
Elementary · Grades KG–4 · 0.1 mi
M
Spring Lake Middle SchoolB+
Middle · Grades 7–8 · 0.2 mi
H
Spring Lake High SchoolA
High · Grades 9–12 · 2.2 mi

District: Spring Lake Public Schools

Neighborhood · ZIP 49456These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,228
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.630 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,095
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,959
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Spring Lake 49456
  • Smaller than 81% of homes in Spring Lake 49456
  • Has a smaller lot than 85% of homes in Ottawa County

What homes are worth in Spring Lake 49456

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$1.8M

This home is worth more than 31% of homes in Spring Lake 49456.

How it measures up in Spring Lake 49456

The dot is this home. The mark in the middle is the typical home in Spring Lake 49456.

Estimated value$332,466
CheaperTypical $410,104Pricier

Pricier than 31% of homes nearby

Price per ft²$282
CheaperTypical $258Pricier

Pricier than 61% of homes nearby

Living area1,181 ft²
SmallerTypical 1,650 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.23 ac
SmallerTypical 0.49 acBigger

Bigger than 16% of homes nearby

Year built1988
OlderTypical 1984Newer

Newer than 57% of homes nearby

How 320 River St ranks against every home in each area.
MeasureThis homeSpring Lake 49456Ottawa County
Estimated valuepricier than$332,46631% of homes33% of homes
Price per ft²pricier than$28261% of homes63% of homes
Living areabigger than1,181 ft²19% of homes22% of homes
Lot sizebigger than0.23 ac16% of homes15% of homes
Year builtnewer than198857% of homes52% of homes

About 320 River St

How much is 320 River St, Spring Lake, MI worth?

The TopHap Estimate for 320 River St, Spring Lake, MI is $332,466 as of Jul 14, 2026. The likely range is $306,723 to $358,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 River St, Spring Lake, MI last sell?

320 River St, Spring Lake, MI last sold on Oct 19, 2022 for $240,000, according to the county's recorded deed.

How big is 320 River St, Spring Lake, MI?

320 River St, Spring Lake, MI has 2 bedrooms, 2.5 bathrooms, 1,181 square feet of living space and a 0.23-acre lot.

When was 320 River St, Spring Lake, MI built?

320 River St, Spring Lake, MI was built in 1988, making it 38 years old.

What schools serve 320 River St, Spring Lake, MI?

320 River St, Spring Lake, MI is assigned to Holmes Elementary School (elementary), rated A; Spring Lake Middle School (middle), rated B+; Spring Lake High School (high), rated A. All sit in Spring Lake Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 River St, Spring Lake, MI compare to other homes in Spring Lake 49456?

Among the 8,071 homes in Spring Lake 49456, it is worth more than 31% of them ($332,466 against a typical $410,104), its price per square foot is higher than 61% of them ($282 against a typical $258), it is bigger than 19% of them (1,181 ft² against a typical 1,650 ft²), its lot is bigger than 16% of them (0.23 ac against a typical 0.49 ac) and it is newer than 57% of them (1988 against a typical 1984). Measured against all of Ottawa County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 River St, Spring Lake, MI?

The 2025 property tax bill for 320 River St, Spring Lake, MI was $6,577. The county assessed it at $175,700.

Closest homes

More homes in Spring Lake 49456

Assigned schools

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