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Single Family ResidenceResidential
$172,232$150 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $165,000 on May 15, 2025

320 S SUMMIT ST

GILBERT, MN 55741
3
Beds
1.8
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$172K
$149K low$196K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,000 · May 15, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,336 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$166,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$156,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$121,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$166,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.8
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyST. LOUIS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaPorch · 32 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Laurentian Elementary SchoolA
Elementary · Grades PK–6 · 2.6 mi
M
Rock Ridge High SchoolC+
Middle · Grades 7–12 · 4.0 mi

District: Rock Ridge Public Schools

Neighborhood · ZIP 55741These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,927
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,873
Average tempThe average temperature here across a full year.38°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 S Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in St. Louis County
  • Costs less per square foot than 67% of homes in St. Louis County
  • Has a smaller lot than 66% of homes in Gilbert 55741

What homes are worth in Gilbert 55741

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$487K

This home is worth more than 59% of homes in Gilbert 55741.

How it measures up in Gilbert 55741

The dot is this home. The mark in the middle is the typical home in Gilbert 55741.

Estimated value$172,232
CheaperTypical $149,694Pricier

Pricier than 59% of homes nearby

Price per ft²$150
CheaperTypical $132Pricier

Pricier than 60% of homes nearby

Living area1,152 ft²
SmallerTypical 1,184 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.2 ac
SmallerTypical 0.36 acBigger

Bigger than 34% of homes nearby

Year built1972
OlderTypical 1968Newer

Newer than 56% of homes nearby

How 320 S Summit St ranks against every home in each area.
MeasureThis homeGilbert 55741St. Louis County
Estimated valuepricier than$172,23259% of homes34% of homes
Price per ft²pricier than$15060% of homes33% of homes
Living areabigger than1,152 ft²48% of homes47% of homes
Lot sizebigger than0.2 ac34% of homes36% of homes
Year builtnewer than197256% of homes62% of homes

About 320 S Summit St

How much is 320 S Summit St, Gilbert, MN worth?

The TopHap Estimate for 320 S Summit St, Gilbert, MN is $172,232 as of Aug 30, 2026. The likely range is $148,735 to $195,729. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 S Summit St, Gilbert, MN last sell?

320 S Summit St, Gilbert, MN last sold on May 15, 2025 for $165,000, according to the county's recorded deed.

How big is 320 S Summit St, Gilbert, MN?

320 S Summit St, Gilbert, MN has 3 bedrooms, 1.8 bathrooms, 1,152 square feet of living space and a 0.20-acre lot.

When was 320 S Summit St, Gilbert, MN built?

320 S Summit St, Gilbert, MN was built in 1972, making it 54 years old. It is a ranch home. The building has 1 story.

What schools serve 320 S Summit St, Gilbert, MN?

320 S Summit St, Gilbert, MN is assigned to Laurentian Elementary School (elementary), rated A; Rock Ridge High School (middle), rated C+. All sit in Rock Ridge Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 S Summit St, Gilbert, MN compare to other homes in Gilbert 55741?

Among the 2,044 homes in Gilbert 55741, it is worth more than 59% of them ($172,232 against a typical $149,694), its price per square foot is higher than 60% of them ($150 against a typical $132), it is bigger than 48% of them (1,152 ft² against a typical 1,184 ft²), its lot is bigger than 34% of them (0.2 ac against a typical 0.36 ac) and it is newer than 56% of them (1972 against a typical 1968). Measured against all of St. Louis County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 S Summit St, Gilbert, MN?

The 2026 property tax bill for 320 S Summit St, Gilbert, MN was $1,336. The county assessed it at $166,800.

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