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Single Family ResidenceResidential
$61,992
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

320 SPRUCE ST

MOUNT MORRIS, MI 48458
1
Baths
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$62K
$47K low$77K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$176 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,900 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$17,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
20
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Elisabeth Ann Johnson High SchoolD
High · Grades 9–12 · 0.7 mi
E
Pinehurst Early Elementary School
Elementary · Grades KG–1 · 0.8 mi
M
Mt. Morris Middle SchoolD
Middle · Grades 6–8 · 0.9 mi

District: Mount Morris Consolidated School District

Neighborhood · ZIP 48458These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.19,525
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.546 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,460
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,477
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Genesee County
  • Has a smaller lot than 93% of homes in Mount Morris 48458

What homes are worth in Mount Morris 48458

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$284K

This home is worth more than 24% of homes in Mount Morris 48458.

How it measures up in Mount Morris 48458

The dot is this home. The mark in the middle is the typical home in Mount Morris 48458.

Estimated value$61,992
CheaperTypical $102,289Pricier

Pricier than 24% of homes nearby

Lot size0.13 ac
SmallerTypical 0.39 acBigger

Bigger than 7% of homes nearby

How 320 Spruce St ranks against every home in each area.
MeasureThis homeMount Morris 48458Genesee County
Estimated valuepricier than$61,99224% of homes23% of homes
Lot sizebigger than0.13 ac7% of homes19% of homes

About 320 Spruce St

How much is 320 Spruce St, Mount Morris, MI worth?

The TopHap Estimate for 320 Spruce St, Mount Morris, MI is $61,992 as of Aug 30, 2026. The likely range is $46,815 to $77,169. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Spruce St, Mount Morris, MI last sell?

320 Spruce St, Mount Morris, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 320 Spruce St, Mount Morris, MI?

320 Spruce St, Mount Morris, MI has 1 bathrooms and a 0.13-acre lot.

What schools serve 320 Spruce St, Mount Morris, MI?

320 Spruce St, Mount Morris, MI is assigned to Elisabeth Ann Johnson High School (high), rated D; Pinehurst Early Elementary School (elementary); Mt. Morris Middle School (middle), rated D. All sit in Mount Morris Consolidated School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Spruce St, Mount Morris, MI compare to other homes in Mount Morris 48458?

Among the 6,752 homes in Mount Morris 48458, it is worth more than 24% of them ($61,992 against a typical $102,289) and its lot is bigger than 7% of them (0.13 ac against a typical 0.39 ac). Measured against all of Genesee County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Spruce St, Mount Morris, MI?

The 2025 property tax bill for 320 Spruce St, Mount Morris, MI was $176. The county assessed it at $8,900.

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