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Single Family ResidenceResidential
$498,894$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

320 THELMA LN

MODESTO, CA 95356
3
Beds
2
Baths
1,915 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$499K
$457K low$541K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,050 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$192,486 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,747
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$151,739
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$188,713

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTANISLAUS
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 240 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sherwood Elementary SchoolC-
Elementary · Grades KG–5 · 0.6 mi
M
Somerset Middle SchoolB+
Middle · Grades 6–8 · 0.9 mi
H
Fred C. Beyer High SchoolB-
High · Grades 9–12 · 1.3 mi

District: Sylvan Union Elementary School District

Neighborhood · ZIP 95356These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.141

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.34,264
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,547 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,584
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,143
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Thelma Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 72% of homes in Stanislaus County
  • Bigger than 70% of homes in Stanislaus County
  • Has a bigger lot than 86% of homes in Modesto 95356
  • Older than 91% of homes in Modesto 95356

What homes are worth in Modesto 95356

Each bar is how many homes fall in that price range. The marker is this home.

This home
$219K$1.6M

This home is worth more than 48% of homes in Modesto 95356.

How it measures up in Modesto 95356

The dot is this home. The mark in the middle is the typical home in Modesto 95356.

Estimated value$498,894
CheaperTypical $506,359Pricier

Pricier than 48% of homes nearby

Price per ft²$261
CheaperTypical $271Pricier

Pricier than 41% of homes nearby

Living area1,915 ft²
SmallerTypical 1,887 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.3 ac
SmallerTypical 0.15 acBigger

Bigger than 86% of homes nearby

Year built1975
OlderTypical 1986Newer

Newer than 9% of homes nearby

How 320 Thelma Ln ranks against every home in each area.
MeasureThis homeModesto 95356Stanislaus County
Estimated valuepricier than$498,89448% of homes64% of homes
Price per ft²pricier than$26141% of homes28% of homes
Living areabigger than1,915 ft²51% of homes70% of homes
Lot sizebigger than0.3 ac86% of homes86% of homes
Year builtnewer than19759% of homes37% of homes

About 320 Thelma Ln

How much is 320 Thelma Ln, Modesto, CA worth?

The TopHap Estimate for 320 Thelma Ln, Modesto, CA is $498,894 as of Aug 30, 2026. The likely range is $456,549 to $541,239. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Thelma Ln, Modesto, CA last sell?

320 Thelma Ln, Modesto, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 320 Thelma Ln, Modesto, CA?

320 Thelma Ln, Modesto, CA has 3 bedrooms, 2 bathrooms, 1,915 square feet of living space and a 0.30-acre lot.

When was 320 Thelma Ln, Modesto, CA built?

320 Thelma Ln, Modesto, CA was built in 1975, making it 51 years old. It is a ranch home. The building has 1 story.

What schools serve 320 Thelma Ln, Modesto, CA?

320 Thelma Ln, Modesto, CA is assigned to Sherwood Elementary School (elementary), rated C-; Somerset Middle School (middle), rated B+; Fred C. Beyer High School (high), rated B-. All sit in Sylvan Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Thelma Ln, Modesto, CA compare to other homes in Modesto 95356?

Among the 10,266 homes in Modesto 95356, it is worth more than 48% of them ($498,894 against a typical $506,359), its price per square foot is higher than 41% of them ($261 against a typical $271), it is bigger than 51% of them (1,915 ft² against a typical 1,887 ft²), its lot is bigger than 86% of them (0.3 ac against a typical 0.15 ac) and it is newer than 9% of them (1975 against a typical 1986). Measured against all of Stanislaus County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Thelma Ln, Modesto, CA?

The 2025 property tax bill for 320 Thelma Ln, Modesto, CA was $2,050. The county assessed it at $192,486.

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