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Single Family ResidenceResidential
$224,145$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

320 VERNER AVE

PORT LUDLOW, WA 98365
3
Beds
1
Baths
904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.58 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$224K
$211K low$237K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,117 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,978 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$97,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,228
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$125,344
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$130,978

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
34
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.58
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Wood Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chimacum Junior / Senior High SchoolC-
Middle · Grades 7–12 · 6.0 mi
E
Chimacum Creek Primary School
Elementary · Grades KG–2 · 7.0 mi

District: Chimacum School District

Neighborhood · ZIP 98365These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.256

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,220
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,214
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,156
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Verner Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Port Ludlow 98365
  • Costs less per square foot than 95% of homes in Port Ludlow 98365
  • Smaller than 92% of homes in Port Ludlow 98365
  • Has a bigger lot than 67% of homes in Port Ludlow 98365
  • Older than 98% of homes in Port Ludlow 98365

What homes are worth in Port Ludlow 98365

Each bar is how many homes fall in that price range. The marker is this home.

This home
$306K$1.7M

This home is worth less than almost all homes in Port Ludlow 98365.

How it measures up in Port Ludlow 98365

The dot is this home. The mark in the middle is the typical home in Port Ludlow 98365.

Estimated value$224,145
CheaperTypical $654,575Pricier

Cheaper than almost all homes nearby

Price per ft²$248
CheaperTypical $362Pricier

Pricier than 5% of homes nearby

Living area904 ft²
SmallerTypical 1,750 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.58 ac
SmallerTypical 0.35 acBigger

Bigger than 67% of homes nearby

Year built1940
OlderTypical 1994Newer

Newer than 2% of homes nearby

How 320 Verner Ave ranks against every home in each area.
MeasureThis homePort Ludlow 98365Jefferson County
Estimated valuepricier than$224,145almost no homes2% of homes
Price per ft²pricier than$2485% of homes6% of homes
Living areabigger than904 ft²8% of homes17% of homes
Lot sizebigger than0.58 ac67% of homes62% of homes
Year builtnewer than19402% of homes8% of homes

About 320 Verner Ave

How much is 320 Verner Ave, Port Ludlow, WA worth?

The TopHap Estimate for 320 Verner Ave, Port Ludlow, WA is $224,145 as of Oct 21, 2026. The likely range is $211,479 to $236,811. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 320 Verner Ave, Port Ludlow, WA?

320 Verner Ave, Port Ludlow, WA has 3 bedrooms, 1 bathrooms, 904 square feet of living space and a 0.58-acre lot.

When was 320 Verner Ave, Port Ludlow, WA built?

320 Verner Ave, Port Ludlow, WA was built in 1940, making it 86 years old. It is a split level home. The building has 2 stories.

What schools serve 320 Verner Ave, Port Ludlow, WA?

320 Verner Ave, Port Ludlow, WA is assigned to Chimacum Junior / Senior High School (middle), rated C-; Chimacum Creek Primary School (elementary). All sit in Chimacum School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Verner Ave, Port Ludlow, WA compare to other homes in Port Ludlow 98365?

Among the 3,325 homes in Port Ludlow 98365, it is worth more than almost none of them ($224,145 against a typical $654,575), its price per square foot is higher than 5% of them ($248 against a typical $362), it is bigger than 8% of them (904 ft² against a typical 1,750 ft²), its lot is bigger than 67% of them (0.58 ac against a typical 0.35 ac) and it is newer than 2% of them (1940 against a typical 1994). Measured against all of Jefferson County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Verner Ave, Port Ludlow, WA?

The 2026 property tax bill for 320 Verner Ave, Port Ludlow, WA was $1,117. The county assessed it at $130,978.

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Assigned schools

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