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Single Family ResidenceResidential
$502,033$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3203 HARBOR VIEW DR

SAINT JOSEPH, MO 64506
0
Baths
2,043 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.

Valuation

$502K
$475K low$529K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,532 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,580 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,080
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,630
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$339,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.76
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oak Grove Elementary SchoolB+
Elementary · Grades KG–6 · 0.8 mi
M
Bode Middle SchoolC
Middle · Grades 7–8 · 2.7 mi
H
Central High SchoolC
High · Grades 9–12 · 3.2 mi

District: St. Joseph School District

Neighborhood · ZIP 64506These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.130
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,927
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,944 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,936
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,659
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3203 Harbor View Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Buchanan County
  • Costs more per square foot than 93% of homes in Buchanan County
  • Bigger than 91% of homes in Buchanan County
  • Has a bigger lot than 93% of homes in Saint Joseph 64506
  • Newer than 90% of homes in Buchanan County

What homes are worth in Saint Joseph 64506

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$598K

This home is worth more than 95% of homes in Saint Joseph 64506.

How it measures up in Saint Joseph 64506

The dot is this home. The mark in the middle is the typical home in Saint Joseph 64506.

Estimated value$502,033
CheaperTypical $280,080Pricier

Pricier than 95% of homes nearby

Price per ft²$246
CheaperTypical $194Pricier

Pricier than 87% of homes nearby

Living area2,043 ft²
SmallerTypical 1,466 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.76 ac
SmallerTypical 0.26 acBigger

Bigger than 93% of homes nearby

Year built1999
OlderTypical 1976Newer

Newer than 87% of homes nearby

How 3203 Harbor View Dr ranks against every home in each area.
MeasureThis homeSaint Joseph 64506Buchanan County
Estimated valuepricier than$502,03395% of homes96% of homes
Price per ft²pricier than$24687% of homes93% of homes
Living areabigger than2,043 ft²86% of homes91% of homes
Lot sizebigger than0.76 ac93% of homes80% of homes
Year builtnewer than199987% of homes90% of homes

About 3203 Harbor View Dr

How much is 3203 Harbor View Dr, Saint Joseph, MO worth?

The TopHap Estimate for 3203 Harbor View Dr, Saint Joseph, MO is $502,033 as of Aug 30, 2026. The likely range is $475,058 to $529,008. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3203 Harbor View Dr, Saint Joseph, MO last sell?

3203 Harbor View Dr, Saint Joseph, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3203 Harbor View Dr, Saint Joseph, MO?

3203 Harbor View Dr, Saint Joseph, MO has 2,043 square feet of living space and a 0.76-acre lot.

When was 3203 Harbor View Dr, Saint Joseph, MO built?

3203 Harbor View Dr, Saint Joseph, MO was built in 1999, making it 27 years old.

What schools serve 3203 Harbor View Dr, Saint Joseph, MO?

3203 Harbor View Dr, Saint Joseph, MO is assigned to Oak Grove Elementary School (elementary), rated B+; Bode Middle School (middle), rated C; Central High School (high), rated C. All sit in St. Joseph School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3203 Harbor View Dr, Saint Joseph, MO compare to other homes in Saint Joseph 64506?

Among the 6,847 homes in Saint Joseph 64506, it is worth more than 95% of them ($502,033 against a typical $280,080), its price per square foot is higher than 87% of them ($246 against a typical $194), it is bigger than 86% of them (2,043 ft² against a typical 1,466 ft²), its lot is bigger than 93% of them (0.76 ac against a typical 0.26 ac) and it is newer than 87% of them (1999 against a typical 1976). Measured against all of Buchanan County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3203 Harbor View Dr, Saint Joseph, MO?

The 2025 property tax bill for 3203 Harbor View Dr, Saint Joseph, MO was $4,532. The county assessed it at $64,580.

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