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Single Family ResidenceResidential
$1,186,965$271 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $985,000 on May 26, 2023

321 CHARTER PL

JEFFERSON, NC 28640
0
Baths
4,372 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.82 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.

Valuation

$1.2M
$966K low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$985,000 · May 26, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,456 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$687,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$617,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$687,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$687,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.75 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyASHE
Lot (acres)The size of the land the home sits on, from county records.0.82
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mountain View Elementary SchoolB+
Elementary · Grades PK–6 · 2.2 mi
H
Ashe County High SchoolC-
High · Grades 9–12 · 3.7 mi
M
Ashe County Middle SchoolA+
Middle · Grades 7–8 · 6.4 mi

District: Ashe County Schools

Neighborhood · ZIP 28640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,595
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.118 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,197
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,695
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 Charter Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Ashe County
  • Among the largest homes in Ashe County
  • Has a bigger lot than 81% of homes in Jefferson Landing on the New River
  • Newer than 71% of homes in Jefferson 28640

What homes are worth in Jefferson 28640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$1.5M

This home is worth more than 96% of homes in Jefferson 28640.

How it measures up in Jefferson 28640

The dot is this home. The mark in the middle is the typical home in Jefferson 28640.

Estimated value$1,186,965
CheaperTypical $382,906Pricier

Pricier than 96% of homes nearby

Price per ft²$271
CheaperTypical $237Pricier

Pricier than 63% of homes nearby

Living area4,372 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.82 ac
SmallerTypical 1 acBigger

Bigger than 43% of homes nearby

Year built2001
OlderTypical 1991Newer

Newer than 71% of homes nearby

How 321 Charter Pl ranks against every home in each area.
MeasureThis homeJefferson Landing on the New RiverJefferson 28640Ashe County
Estimated valuepricier than$1,186,96586% of homes96% of homes98% of homes
Price per ft²pricier than$27141% of homes63% of homes63% of homes
Living areabigger than4,372 ft²90% of homes98% of homesalmost all homes
Lot sizebigger than0.82 ac81% of homes43% of homes30% of homes
Year builtnewer than200161% of homes71% of homes70% of homes

About 321 Charter Pl

How much is 321 Charter Pl, Jefferson, NC worth?

The TopHap Estimate for 321 Charter Pl, Jefferson, NC is $1,186,965 as of Aug 30, 2026. The likely range is $966,404 to $1,407,526. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 Charter Pl, Jefferson, NC last sell?

321 Charter Pl, Jefferson, NC last sold on May 26, 2023 for $985,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 321 Charter Pl, Jefferson, NC?

321 Charter Pl, Jefferson, NC has 4,372 square feet of living space and a 0.82-acre lot.

When was 321 Charter Pl, Jefferson, NC built?

321 Charter Pl, Jefferson, NC was built in 2001, making it 25 years old. It is a contemporary home.

What schools serve 321 Charter Pl, Jefferson, NC?

321 Charter Pl, Jefferson, NC is assigned to Mountain View Elementary School (elementary), rated B+; Ashe County High School (high), rated C-; Ashe County Middle School (middle), rated A+. All sit in Ashe County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 Charter Pl, Jefferson, NC compare to other homes in Jefferson 28640?

Among the 2,605 homes in Jefferson 28640, it is worth more than 96% of them ($1,186,965 against a typical $382,906), its price per square foot is higher than 63% of them ($271 against a typical $237), it is bigger than 98% of them (4,372 ft² against a typical 1,624 ft²), its lot is bigger than 43% of them (0.82 ac against a typical 1 ac) and it is newer than 71% of them (2001 against a typical 1991). Measured against all of Ashe County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 Charter Pl, Jefferson, NC?

The 2026 property tax bill for 321 Charter Pl, Jefferson, NC was $3,456. The county assessed it at $687,000.

More homes on Charter Pl

Closest homes

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Assigned schools

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