Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$664,571$513 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $385,000 on Dec 14, 2016

321 CHURCH RUN RD

FROSTBURG, MD 21532
1.5
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
138.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$665K
$617K low$713K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · Dec 14, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,285 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$377,267 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$349,133
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$405,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGARRETT
Lot (acres)The size of the land the home sits on, from county records.138.34
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.StableShed · 624 ft²Patio · 320 ft²Porch · 595 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Route 40 Elementary SchoolC+
Elementary · Grades PK–5 · 2.0 mi
H
Northern Garrett High SchoolB+
High · Grades 9–12 · 13.7 mi
M
Northern Middle SchoolA-
Middle · Grades 6–8 · 13.9 mi

District: Garrett County Public Schools

Neighborhood · ZIP 21532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.161 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,892
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,604
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 Church Run Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Frostburg 21532
  • Among the highest price per square foot in Frostburg 21532
  • Smaller than 66% of homes in Frostburg 21532
  • Among the largest lots in Frostburg 21532
  • Older than 71% of homes in Garrett County

What homes are worth in Frostburg 21532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$480K

This home is worth more than almost all homes in Frostburg 21532.

How it measures up in Frostburg 21532

The dot is this home. The mark in the middle is the typical home in Frostburg 21532.

Estimated value$664,571
CheaperTypical $165,399Pricier

Pricier than almost all homes nearby

Price per ft²$513
CheaperTypical $113Pricier

Pricier than almost all homes nearby

Living area1,296 ft²
SmallerTypical 1,484 ft²Bigger

Bigger than 34% of homes nearby

Lot size138.34 ac
SmallerTypical 0.34 acBigger

Bigger than almost all homes nearby

Year built1968
OlderTypical 1954Newer

Newer than 65% of homes nearby

How 321 Church Run Rd ranks against every home in each area.
MeasureThis homeFrostburg 21532Garrett County
Estimated valuepricier than$664,571almost all homes76% of homes
Price per ft²pricier than$513almost all homes84% of homes
Living areabigger than1,296 ft²34% of homes35% of homes
Lot sizebigger than138.34 acalmost all homes98% of homes
Year builtnewer than196865% of homes29% of homes

About 321 Church Run Rd

How much is 321 Church Run Rd, Frostburg, MD worth?

The TopHap Estimate for 321 Church Run Rd, Frostburg, MD is $664,571 as of Aug 30, 2026. The likely range is $616,505 to $712,637. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 Church Run Rd, Frostburg, MD last sell?

321 Church Run Rd, Frostburg, MD last sold on Dec 14, 2016 for $385,000, according to the county's recorded deed.

How big is 321 Church Run Rd, Frostburg, MD?

321 Church Run Rd, Frostburg, MD has 1.5 bathrooms, 1,296 square feet of living space and a 138.34-acre lot.

When was 321 Church Run Rd, Frostburg, MD built?

321 Church Run Rd, Frostburg, MD was built in 1968, making it 58 years old. It is a conventional home. The building has 1 story.

What schools serve 321 Church Run Rd, Frostburg, MD?

321 Church Run Rd, Frostburg, MD is assigned to Route 40 Elementary School (elementary), rated C+; Northern Garrett High School (high), rated B+; Northern Middle School (middle), rated A-. All sit in Garrett County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 Church Run Rd, Frostburg, MD compare to other homes in Frostburg 21532?

Among the 5,118 homes in Frostburg 21532, it is worth more than almost all of them ($664,571 against a typical $165,399), its price per square foot is higher than almost all of them ($513 against a typical $113), it is bigger than 34% of them (1,296 ft² against a typical 1,484 ft²), its lot is bigger than almost all of them (138.34 ac against a typical 0.34 ac) and it is newer than 65% of them (1968 against a typical 1954). Measured against all of Garrett County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 Church Run Rd, Frostburg, MD?

The 2026 property tax bill for 321 Church Run Rd, Frostburg, MD was $4,285. The county assessed it at $377,267.

More homes on Church Run Rd

Closest homes

More homes in Frostburg 21532

Assigned schools

Explore the area

See this home in context

Open 321 Church Run Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map