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Single Family ResidenceResidential
$549,560$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $746,500 on Jul 18, 2025

321 CLINCHFIELD DR

MONTEREY, TN 38574
4
Baths
3,105 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$550K
$487K low$612K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$746,500 · Jul 18, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,181 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$119,575 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$116,075
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$119,575
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$478,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.38 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPutnam
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2011
Lot (acres)The size of the land the home sits on, from county records.3.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 336 ft²Patio · 336 ft²Porch · 303 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Burks Elementary SchoolB
Elementary · Grades PK–6 · 1.3 mi
M
Monterey High SchoolB-
Middle · Grades 7–12 · 1.4 mi

District: Putnam County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 Clinchfield Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Putnam County
  • Costs less per square foot than 67% of homes in Putnam County
  • Bigger than 96% of homes in Monterey 38574
  • Has a bigger lot than 81% of homes in Putnam County
  • Newer than 80% of homes in Putnam County

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$772K

This home is worth more than 87% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$549,560
CheaperTypical $253,237Pricier

Pricier than 87% of homes nearby

Price per ft²$177
CheaperTypical $170Pricier

Pricier than 54% of homes nearby

Living area3,105 ft²
SmallerTypical 1,495 ft²Bigger

Bigger than 96% of homes nearby

Lot size3.2 ac
SmallerTypical 2.5 acBigger

Bigger than 55% of homes nearby

Year built2007
OlderTypical 1993Newer

Newer than 79% of homes nearby

How 321 Clinchfield Dr ranks against every home in each area.
MeasureThis homeMonterey 38574Putnam County
Estimated valuepricier than$549,56087% of homes88% of homes
Price per ft²pricier than$17754% of homes33% of homes
Living areabigger than3,105 ft²96% of homes93% of homes
Lot sizebigger than3.2 ac55% of homes81% of homes
Year builtnewer than200779% of homes80% of homes

About 321 Clinchfield Dr

How much is 321 Clinchfield Dr, Monterey, TN worth?

The TopHap Estimate for 321 Clinchfield Dr, Monterey, TN is $549,560 as of Oct 21, 2026. The likely range is $487,419 to $611,701. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 Clinchfield Dr, Monterey, TN last sell?

321 Clinchfield Dr, Monterey, TN last sold on Jul 18, 2025 for $746,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 321 Clinchfield Dr, Monterey, TN?

321 Clinchfield Dr, Monterey, TN has 4 bathrooms, 3,105 square feet of living space and a 3.20-acre lot.

When was 321 Clinchfield Dr, Monterey, TN built?

321 Clinchfield Dr, Monterey, TN was built in 2007, making it 19 years old. The building has 2 stories.

What schools serve 321 Clinchfield Dr, Monterey, TN?

321 Clinchfield Dr, Monterey, TN is assigned to Burks Elementary School (elementary), rated B; Monterey High School (middle), rated B-. All sit in Putnam County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 Clinchfield Dr, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,741 homes in Monterey 38574, it is worth more than 87% of them ($549,560 against a typical $253,237), its price per square foot is higher than 54% of them ($177 against a typical $170), it is bigger than 96% of them (3,105 ft² against a typical 1,495 ft²), its lot is bigger than 55% of them (3.2 ac against a typical 2.5 ac) and it is newer than 79% of them (2007 against a typical 1993). Measured against all of Putnam County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 Clinchfield Dr, Monterey, TN?

The 2024 property tax bill for 321 Clinchfield Dr, Monterey, TN was $3,181. The county assessed it at $119,575.

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